ZIP 18974 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 18974 (Bucks County, Pennsylvania) lands at 26/100 — low on DLRadar's public-record scoring. Leading the profile are construction/permit lag (60/100), structural risk (60/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (86/100). On the structural side it scores 60/100, with 2/100 of stress already active.

The market reads peak — home values rose 4.2% year on year, and 17% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $99,724 — above the roughly $78,000 national figure. 6.0% of residents fall below the poverty threshold. The ZIP holds roughly 17,969 housing units. Educational attainment sits at 40% bachelor's-or-above. Rent burden reaches 42% of tenant households. 42,984 residents call 18974 home, typically aged 46. The typical home is worth about $434,700 (4.1× income). 75% of housing is owner-occupied. On demographic stress specifically, 18974 scores 29/100. The vacancy rate is 3.1%.

On balance 18974 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 18974 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 18974 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 18974 stays directly comparable to neighboring ZIPs and the rest of Bucks County, Pennsylvania. Nothing here is interpolated — where a source is thin for 18974, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 for 18974 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 18974 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.