ZIP 19390 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 19390 (Chester County, Pennsylvania) returns a low composite of 26/100. Structural risk reads 60/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (85/100)). The pressure is most legible in construction/permit lag (64/100), structural risk (60/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (7/100).

The peak-phase market in 19390 posted values that rose 4.2% over the year, and 21% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 4,522 housing units. Around 38% of renters are cost-burdened. The typical home is worth about $417,900 (3.3× income, relatively affordable). DLRadar's demographic-stress index for the area reads 26/100. Vacancy runs 4.5%. Median household income is $114,403, above the U.S. median near $78,000. 12,049 residents call 19390 home, typically aged 44. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 81% owner-occupied to 19% rented. Educational attainment sits at 47% bachelor's-or-above.

Net-net, 19390 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 19390 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 19390 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 19390 reflects the current record instead of a stale or modeled snapshot.

Behind 19390's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 19390 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.