Harbor Bank Of Maryland (FDIC #24015): Bank Stress & Real-Estate Credit Exposure

Harbor Bank Of Maryland (FDIC Cert #24015): bank stress 75/100, severe, STABLE over 7 days; parent HARBOR BANKSHARES CORP.

Harbor Bank Of Maryland (#24015) lends in 3 counties across 1 state; Harbor Bank Of Maryland (#24015) reaches 127 ZIP codes: Maryland 3 counties, 127 ZIPs.

Harbor Bank Of Maryland (#24015) largest markets: Baltimore County, MD (57 branches, 57 ZIPs) (#24015), Montgomery County, MD (53 branches, 53 ZIPs) (#24015), Baltimore County, MD (165 branches, 33 ZIPs) (#24015).

Harbor Bank Of Maryland (#24015) reports $383.2 million in total assets; Harbor Bank Of Maryland (#24015) equity $46.8 million (12.2% of Harbor Bank Of Maryland (#24015) assets); Harbor Bank Of Maryland (#24015) domestic deposits $323.8 million; Harbor Bank Of Maryland (#24015) net income $702,000; Harbor Bank Of Maryland (#24015) return on assets 0.37%; Harbor Bank Of Maryland (#24015) return on equity 2.99%; Harbor Bank Of Maryland (#24015) net interest income $8.4 million; Harbor Bank Of Maryland (#24015) call report June 30, 2026.

Harbor Bank Of Maryland (#24015) noncurrent real-estate loans: none reported; Harbor Bank Of Maryland (#24015) net charge-offs on real estate 1.99%; Harbor Bank Of Maryland (#24015) residential charge-offs 2.95%.

Harbor Bank Of Maryland (#24015) net interest margin 4.69% against an eight-quarter Harbor Bank Of Maryland (#24015) average of 4.49% (Harbor Bank Of Maryland (#24015) compression -0.20 points); Harbor Bank Of Maryland (#24015) non-residential real estate 294.6% of equity; Harbor Bank Of Maryland (#24015) rate-exposure score 40/100, Harbor Bank Of Maryland (#24015) fixed-rate trap 40/100; Harbor Bank Of Maryland (#24015) risk type credit driven; Harbor Bank Of Maryland (#24015) rate regime rates elevated, Harbor Bank Of Maryland (#24015) snapshot October 20, 2026.

Harbor Bank Of Maryland (#24015) stress score moved from 68.5 on June 22, 2026 to 75.3 on October 20, 2026; Harbor Bank Of Maryland (#24015) ranged 68.5 to 75.3 over 117 snapshots.

Harbor Bank Of Maryland (#24015) alerts: 3 counties; top Harbor Bank Of Maryland (#24015) alert scores: Baltimore County, MD 36 (moderate); Randallstown County, MD 23 (low); Silver Spring County, MD 23 (low).