New Peoples Bank Inc (FDIC #34890): Bank Stress & Real-Estate Credit Exposure
New Peoples Bank Inc (FDIC Cert #34890): bank stress 60/100, elevated, STABLE over 7 days; parent NEW PEOPLES BANKSHARES INC (NWPP).
New Peoples Bank Inc (#34890) lends in 11 counties across 4 states; New Peoples Bank Inc (#34890) reaches 108 ZIP codes: Virginia 8 counties, 66 ZIPs; West Virginia 1 county, 20 ZIPs; Tennessee 1 county, 12 ZIPs; North Carolina 1 county, 10 ZIPs.
New Peoples Bank Inc (#34890) largest markets: Mercer County, WV (40 branches, 20 ZIPs) (#34890), Tazewell County, VA (54 branches, 18 ZIPs) (#34890), Buchanan County, VA (16 branches, 16 ZIPs) (#34890), Scott County, VA (12 branches, 12 ZIPs) (#34890), Sullivan County, TN (12 branches, 12 ZIPs) (#34890), Dickenson County, VA (24 branches, 12 ZIPs) (#34890).
New Peoples Bank Inc (#34890) reports $942.5 million in total assets; New Peoples Bank Inc (#34890) equity $97.8 million (10.4% of New Peoples Bank Inc (#34890) assets); New Peoples Bank Inc (#34890) domestic deposits $828.4 million; New Peoples Bank Inc (#34890) net income $6.9 million; New Peoples Bank Inc (#34890) return on assets 1.48%; New Peoples Bank Inc (#34890) return on equity 14.43%; New Peoples Bank Inc (#34890) net interest income $18.5 million; New Peoples Bank Inc (#34890) call report June 30, 2026.
New Peoples Bank Inc (#34890) noncurrent real-estate loans: none reported; New Peoples Bank Inc (#34890) multifamily -0.02%; New Peoples Bank Inc (#34890) residential 0.01%; New Peoples Bank Inc (#34890) net charge-offs on real estate 0.39%.
New Peoples Bank Inc (#34890) net interest margin 4.21% against an eight-quarter New Peoples Bank Inc (#34890) average of 3.94% (New Peoples Bank Inc (#34890) compression -0.27 points); New Peoples Bank Inc (#34890) rate-exposure score 40/100, New Peoples Bank Inc (#34890) fixed-rate trap 40/100; New Peoples Bank Inc (#34890) risk type credit driven; New Peoples Bank Inc (#34890) rate regime rates elevated; New Peoples Bank Inc (#34890) shares 1.6% below the 52-week high, New Peoples Bank Inc (#34890) equity trend strong, New Peoples Bank Inc (#34890) snapshot October 19, 2026.
New Peoples Bank Inc (#34890) stress score moved from 61 on June 22, 2026 to 59.6 on October 19, 2026; New Peoples Bank Inc (#34890) ranged 59.6 to 61 over 116 snapshots.
New Peoples Bank Inc (#34890) alerts: 10 counties; top New Peoples Bank Inc (#34890) alert scores: Norton County, VA 41 (moderate); Tazewell County, VA 41 (moderate); Bristol County, VA 34 (low); Boone County, VA 21 (low); Gate City County, VA 21 (low).