Union Bank, Inc.: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #16620 · Middlebourne, WV. This institution (Union Bank, Inc.) no longer appears in the current FDIC branch and deposit filings (#16620) that DLRadar scores; FDIC records the last Union Bank, Inc. day as a separately insured institution (#16620) as January 24, 2026. FDIC event for Union Bank, Inc.: Participated in Absorbtion/Consolidation/Merger (2026-01-24). DLRadar last scored Union Bank, Inc. (#16620) on September 20, 2026. The Union Bank, Inc. facts below are its last recorded footprint (#16620), kept as a permanent Union Bank, Inc. public record; the Union Bank, Inc. figures are not refreshed.
Union Bank, Inc. (#16620) carried no scored branch footprint (Union Bank, Inc.) in the FDIC filings DLRadar reads; the Union Bank, Inc. record exists because FDIC certificate 16620 was a separately insured Union Bank, Inc. institution in Middlebourne, WV, last seen by DLRadar (#16620) on September 20, 2026.
What the Union Bank, Inc. (#16620) record holds: FDIC certificate 16620 for Union Bank, Inc., closed as a separate Union Bank, Inc. charter on January 24, 2026; successor First Community Bank (FDIC #13012) carries the Union Bank, Inc. footprint forward; FDIC event for Union Bank, Inc.: Participated in Absorbtion/Consolidation/Merger (2026-01-24); Union Bank, Inc. (#16620) first entered DLRadar on September 20, 2026.
How Union Bank, Inc. (#16620) was scored while active: the Union Bank, Inc. stress score read FDIC call-report financials (#16620) and the Summary of Deposits branch file for Union Bank, Inc., mapped Union Bank, Inc. branches to counties and ZIP codes (#16620), and weighted the Union Bank, Inc. real-estate loan concentration against its peers; the Union Bank, Inc. (#16620) figures on this page are the last such Union Bank, Inc. run and are not refreshed.
Union Bank, Inc. (#16620) net interest margin 3.37% against an eight-quarter Union Bank, Inc. (#16620) average of 3.11% (Union Bank, Inc. (#16620) compression -0.26 points); Union Bank, Inc. (#16620) real-estate loans 2.5% of equity; Union Bank, Inc. (#16620) non-residential real estate 114.6% of equity; Union Bank, Inc. (#16620) rate-exposure score 40/100, Union Bank, Inc. (#16620) fixed-rate trap 40/100; Union Bank, Inc. (#16620) risk type credit driven; Union Bank, Inc. (#16620) rate regime rates elevated, Union Bank, Inc. (#16620) snapshot May 27, 2026.
Union Bank, Inc. (#16620) is chartered in Middlebourne, WV; FDIC lists Union Bank, Inc. (#16620) as inactive, succeeded by First Community Bank.
Why this Union Bank, Inc. page exists: bank identities are historical data (#16620). When an institution such as Union Bank, Inc. merges or its charter ends, DLRadar keeps the Union Bank, Inc. profile so citations, links and the Union Bank, Inc. score history stay resolvable (#16620), and points Union Bank, Inc. to the successor where the FDIC records one. Every Union Bank, Inc. figure traces to public FDIC data (#16620).