Mvb Bank Inc (FDIC #34603): Bank Stress & Real-Estate Credit Exposure
Mvb Bank Inc (FDIC Cert #34603): bank stress 64/100, elevated, STABLE over 7 days; parent MVB FINANCIAL CORP (MVBF).
Mvb Bank Inc (#34603) lends in 4 counties across 2 states; Mvb Bank Inc (#34603) reaches 100 ZIP codes: West Virginia 3 counties, 51 ZIPs; Virginia 1 county, 49 ZIPs.
Mvb Bank Inc (#34603) largest markets: Fairfax County, VA (49 branches, 49 ZIPs) (#34603), Harrison County, WV (44 branches, 22 ZIPs) (#34603), Monongalia County, WV (38 branches, 19 ZIPs) (#34603), Marion County, WV (36 branches, 18 ZIPs) (#34603).
Mvb Bank Inc (#34603) reports $3.50 billion in total assets; Mvb Bank Inc (#34603) equity $332.4 million (9.5% of Mvb Bank Inc (#34603) assets); Mvb Bank Inc (#34603) domestic deposits $3.12 billion; Mvb Bank Inc (#34603) net income $24.0 million; Mvb Bank Inc (#34603) return on assets 1.43%; Mvb Bank Inc (#34603) return on equity 14.24%; Mvb Bank Inc (#34603) net interest income $62.4 million; Mvb Bank Inc (#34603) call report June 30, 2026.
Mvb Bank Inc (#34603) noncurrent real-estate loans: none reported; Mvb Bank Inc (#34603) net charge-offs on real estate 0.83%; Mvb Bank Inc (#34603) residential charge-offs 0.24%.
Mvb Bank Inc (#34603) net interest margin 4.11% against an eight-quarter Mvb Bank Inc (#34603) average of 3.90% (Mvb Bank Inc (#34603) compression -0.22 points); Mvb Bank Inc (#34603) real-estate loans 0.1% of equity; Mvb Bank Inc (#34603) non-residential real estate 24.0% of equity; Mvb Bank Inc (#34603) rate-exposure score 40/100, Mvb Bank Inc (#34603) fixed-rate trap 40/100; Mvb Bank Inc (#34603) risk type credit driven; Mvb Bank Inc (#34603) rate regime rates elevated; Mvb Bank Inc (#34603) shares 7.6% below the 52-week high, Mvb Bank Inc (#34603) equity trend stable, Mvb Bank Inc (#34603) snapshot October 19, 2026.
Mvb Bank Inc (#34603) stress score moved from 69.2 on June 22, 2026 to 63.7 on October 19, 2026; Mvb Bank Inc (#34603) ranged 63.7 to 69.2 over 116 snapshots.
Mvb Bank Inc (#34603) alerts: 4 counties; top Mvb Bank Inc (#34603) alert scores: Clarksburg County, WV 21 (low); Fairmont County, WV 21 (low); Morgantown County, WV 21 (low); Reston County, WV 21 (low).