First Neighborhood Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #6800 · Spencer, WV. This institution (First Neighborhood Bank) no longer appears in the current FDIC branch and deposit filings (#6800) that DLRadar scores; FDIC records the last First Neighborhood Bank day as a separately insured institution (#6800) as December 31, 9999. FDIC event for First Neighborhood Bank: Branch Purchased (2026-06-30). DLRadar last scored First Neighborhood Bank (#6800) on September 20, 2026. The First Neighborhood Bank facts below are its last recorded footprint (#6800), kept as a permanent First Neighborhood Bank public record; the First Neighborhood Bank figures are not refreshed.
First Neighborhood Bank (#6800) carried no scored branch footprint (First Neighborhood Bank) in the FDIC filings DLRadar reads; the First Neighborhood Bank record exists because FDIC certificate 6800 was a separately insured First Neighborhood Bank institution in Spencer, WV, last seen by DLRadar (#6800) on September 20, 2026.
What the First Neighborhood Bank (#6800) record holds: FDIC certificate 6800 for First Neighborhood Bank, closed as a separate First Neighborhood Bank charter on December 31, 9999; no successor is recorded for First Neighborhood Bank; FDIC event for First Neighborhood Bank: Branch Purchased (2026-06-30); First Neighborhood Bank (#6800) first entered DLRadar on September 20, 2026.
How First Neighborhood Bank (#6800) was scored while active: the First Neighborhood Bank stress score read FDIC call-report financials (#6800) and the Summary of Deposits branch file for First Neighborhood Bank, mapped First Neighborhood Bank branches to counties and ZIP codes (#6800), and weighted the First Neighborhood Bank real-estate loan concentration against its peers; the First Neighborhood Bank (#6800) figures on this page are the last such First Neighborhood Bank run and are not refreshed.
First Neighborhood Bank (#6800) net interest margin 2.76% against an eight-quarter First Neighborhood Bank (#6800) average of 2.79% (First Neighborhood Bank (#6800) compression 0.03 points); First Neighborhood Bank (#6800) rate-exposure score 40/100, First Neighborhood Bank (#6800) fixed-rate trap 40/100; First Neighborhood Bank (#6800) risk type credit driven; First Neighborhood Bank (#6800) rate regime rates elevated, First Neighborhood Bank (#6800) snapshot August 25, 2026.
First Neighborhood Bank (#6800) stress score held at 88.1 across 65 daily snapshots, June 22, 2026 to August 25, 2026.
First Neighborhood Bank (#6800) is chartered in Spencer, WV.
Why this First Neighborhood Bank page exists: bank identities are historical data (#6800). When an institution such as First Neighborhood Bank merges or its charter ends, DLRadar keeps the First Neighborhood Bank profile so citations, links and the First Neighborhood Bank score history stay resolvable (#6800), and points First Neighborhood Bank to the successor where the FDIC records one. Every First Neighborhood Bank figure traces to public FDIC data (#6800).