West Union Bank (FDIC #2452): Bank Stress & Real-Estate Credit Exposure

West Union Bank (FDIC Cert #2452): bank stress 81/100, severe, STABLE over 7 days; parent TRI-COUNTY BCORP INC.

West Union Bank (#2452) lends in 3 counties across 1 state; West Union Bank (#2452) reaches 42 ZIP codes: West Virginia 3 counties, 42 ZIPs.

West Union Bank (#2452) largest markets: Harrison County, WV (44 branches, 22 ZIPs) (#2452), Ritchie County, WV (28 branches, 14 ZIPs) (#2452), Doddridge County, WV (10 branches, 10 ZIPs) (#2452).

West Union Bank (#2452) reports $300.3 million in total assets; West Union Bank (#2452) equity $19.9 million (6.6% of West Union Bank (#2452) assets); West Union Bank (#2452) domestic deposits $263.7 million; West Union Bank (#2452) net income $1.5 million; West Union Bank (#2452) return on assets 1.03%; West Union Bank (#2452) return on equity 15.83%; West Union Bank (#2452) net interest income $5.2 million; West Union Bank (#2452) call report June 30, 2026.

West Union Bank (#2452) noncurrent real-estate loans: none reported; West Union Bank (#2452) net charge-offs on real estate 0.13%.

West Union Bank (#2452) net interest margin 3.62% against an eight-quarter West Union Bank (#2452) average of 3.40% (West Union Bank (#2452) compression -0.22 points); West Union Bank (#2452) rate-exposure score 40/100, West Union Bank (#2452) fixed-rate trap 40/100; West Union Bank (#2452) risk type credit driven; West Union Bank (#2452) rate regime rates elevated, West Union Bank (#2452) snapshot October 19, 2026.

West Union Bank (#2452) stress score moved from 79.4 on June 22, 2026 to 80.7 on October 19, 2026; West Union Bank (#2452) ranged 79.4 to 80.7 over 116 snapshots.

West Union Bank (#2452) alerts: 3 counties; top West Union Bank (#2452) alert scores: Pennsboro County, WV 26 (low); Salem County, WV 26 (low); West Union County, WV 26 (low).