First Mutual Bank FSB (FDIC #29617): Bank Stress & Real-Estate Credit Exposure

First Mutual Bank FSB (FDIC Cert #29617): bank stress 85/100, severe, STABLE over 7 days; parent FIRST MUTUAL HOLDING CO.

First Mutual Bank FSB (#29617) lends in 3 counties across 2 states; First Mutual Bank FSB (#29617) reaches 47 ZIP codes: West Virginia 2 counties, 26 ZIPs; Ohio 1 county, 21 ZIPs.

First Mutual Bank FSB (#29617) largest markets: Washington County, OH (21 branches, 21 ZIPs) (#29617), Wetzel County, WV (13 branches, 13 ZIPs) (#29617), Wood County, WV (13 branches, 13 ZIPs) (#29617).

First Mutual Bank FSB (#29617) reports $109.9 million in total assets; First Mutual Bank FSB (#29617) equity $10.8 million (9.8% of First Mutual Bank FSB (#29617) assets); First Mutual Bank FSB (#29617) domestic deposits $90.6 million; First Mutual Bank FSB (#29617) net income $163,000; First Mutual Bank FSB (#29617) return on assets 0.29%; First Mutual Bank FSB (#29617) return on equity 3.04%; First Mutual Bank FSB (#29617) net interest income $1.4 million; First Mutual Bank FSB (#29617) call report June 30, 2026.

First Mutual Bank FSB (#29617) noncurrent real-estate loans 0.08% of its book; First Mutual Bank FSB (#29617) net charge-offs on real estate 0.47%.

First Mutual Bank FSB (#29617) net interest margin 2.79% against an eight-quarter First Mutual Bank FSB (#29617) average of 2.70% (First Mutual Bank FSB (#29617) compression -0.08 points); First Mutual Bank FSB (#29617) real-estate loans 8.4% of equity; First Mutual Bank FSB (#29617) rate-exposure score 40/100, First Mutual Bank FSB (#29617) fixed-rate trap 40/100; First Mutual Bank FSB (#29617) risk type credit driven; First Mutual Bank FSB (#29617) rate regime rates elevated, First Mutual Bank FSB (#29617) snapshot October 20, 2026.

First Mutual Bank FSB (#29617) stress score moved from 86 on June 22, 2026 to 85.3 on October 20, 2026; First Mutual Bank FSB (#29617) ranged 85.3 to 86 over 117 snapshots.

First Mutual Bank FSB (#29617) alerts: 3 counties; top First Mutual Bank FSB (#29617) alert scores: Belpre County, OH 27 (low); New Martinsville County, OH 27 (low); Parkersburg County, OH 27 (low).