First Bank Of Ohio (FDIC #9450): Bank Stress & Real-Estate Credit Exposure

First Bank Of Ohio (FDIC Cert #9450): bank stress 12/100, contained, STABLE over 7 days; parent TONTI FINANCIAL CORP.

First Bank Of Ohio (#9450) lends in 3 counties across 1 state; First Bank Of Ohio (#9450) reaches 57 ZIP codes: Ohio 3 counties, 57 ZIPs.

First Bank Of Ohio (#9450) largest markets: Washington County, OH (42 branches, 21 ZIPs) (#9450), Seneca County, OH (40 branches, 20 ZIPs) (#9450), Knox County, OH (16 branches, 16 ZIPs) (#9450).

First Bank Of Ohio (#9450) reports $278.4 million in total assets; First Bank Of Ohio (#9450) equity $100.3 million (36.0% of First Bank Of Ohio (#9450) assets); First Bank Of Ohio (#9450) domestic deposits $176.2 million; First Bank Of Ohio (#9450) net income $2.8 million; First Bank Of Ohio (#9450) return on assets 1.96%; First Bank Of Ohio (#9450) return on equity 5.70%; First Bank Of Ohio (#9450) net interest income $7.6 million; First Bank Of Ohio (#9450) call report June 30, 2026.

First Bank Of Ohio (#9450) noncurrent real-estate loans: none reported; First Bank Of Ohio (#9450) net charge-offs on real estate 0.00%.

First Bank Of Ohio (#9450) net interest margin 5.72% against an eight-quarter First Bank Of Ohio (#9450) average of 5.77% (First Bank Of Ohio (#9450) compression 0.05 points); First Bank Of Ohio (#9450) rate-exposure score 40/100, First Bank Of Ohio (#9450) fixed-rate trap 40/100; First Bank Of Ohio (#9450) risk type rate trapped; First Bank Of Ohio (#9450) rate regime rates elevated, First Bank Of Ohio (#9450) snapshot October 19, 2026.

First Bank Of Ohio (#9450) stress score moved from 13.6 on June 22, 2026 to 12.2 on October 19, 2026; First Bank Of Ohio (#9450) ranged 12.2 to 13.6 over 116 snapshots.

First Bank Of Ohio (#9450) alerts: 3 counties; top First Bank Of Ohio (#9450) alert scores: Marietta County, OH 12 (low); Mount Vernon County, OH 12 (low); Tiffin County, OH 12 (low).