Calhoun County Bank Inc (FDIC #9024): Bank Stress & Real-Estate Credit Exposure

Calhoun County Bank Inc (FDIC Cert #9024): bank stress 62/100, elevated, STABLE over 7 days; parent CALHOUN BANKSHARES INC.

Calhoun County Bank Inc (#9024) lends in 3 counties across 1 state; Calhoun County Bank Inc (#9024) reaches 32 ZIP codes: West Virginia 3 counties, 32 ZIPs.

Calhoun County Bank Inc (#9024) largest markets: Calhoun County, WV (32 branches, 16 ZIPs) (#9024), Gilmer County, WV (16 branches, 16 ZIPs) (#9024), Wirt County, WV (8 branches, 8 ZIPs) (#9024).

Calhoun County Bank Inc (#9024) reports $211.7 million in total assets; Calhoun County Bank Inc (#9024) equity $21.6 million (10.2% of Calhoun County Bank Inc (#9024) assets); Calhoun County Bank Inc (#9024) domestic deposits $188.3 million; Calhoun County Bank Inc (#9024) net income $1.5 million; Calhoun County Bank Inc (#9024) return on assets 1.38%; Calhoun County Bank Inc (#9024) return on equity 13.75%; Calhoun County Bank Inc (#9024) net interest income $4.4 million; Calhoun County Bank Inc (#9024) call report June 30, 2026.

Calhoun County Bank Inc (#9024) noncurrent real-estate loans 0.01% of its book; Calhoun County Bank Inc (#9024) net charge-offs on real estate 0.70%.

Calhoun County Bank Inc (#9024) net interest margin 4.38% against an eight-quarter Calhoun County Bank Inc (#9024) average of 4.12% (Calhoun County Bank Inc (#9024) compression -0.27 points); Calhoun County Bank Inc (#9024) real-estate loans 1.1% of equity; Calhoun County Bank Inc (#9024) rate-exposure score 40/100, Calhoun County Bank Inc (#9024) fixed-rate trap 40/100; Calhoun County Bank Inc (#9024) risk type credit driven; Calhoun County Bank Inc (#9024) rate regime rates elevated, Calhoun County Bank Inc (#9024) snapshot October 19, 2026.

Calhoun County Bank Inc (#9024) stress score moved from 64.4 on June 22, 2026 to 62.2 on October 19, 2026; Calhoun County Bank Inc (#9024) ranged 62.2 to 64.4 over 116 snapshots.

Calhoun County Bank Inc (#9024) alerts: 3 counties; top Calhoun County Bank Inc (#9024) alert scores: Elizabeth County, WV 20 (low); Glenville County, WV 20 (low); Grantsville County, WV 20 (low).