Cnb Bank (FDIC #13876): Bank Stress & Real-Estate Credit Exposure
Cnb Bank (FDIC Cert #13876): bank stress 60/100, elevated, STABLE over 7 days; parent CNB FINANCIAL CORP (CCNE).
Cnb Bank (#13876) lends in 31 counties across 4 states; Cnb Bank (#13876) reaches 856 ZIP codes: Pennsylvania 17 counties, 525 ZIPs; Ohio 8 counties, 183 ZIPs; New York 3 counties, 120 ZIPs; Virginia 3 counties, 28 ZIPs.
Cnb Bank (#13876) largest markets: Erie County, NY (864 branches, 72 ZIPs) (#13876), Clearfield County, PA (468 branches, 52 ZIPs) (#13876), Cuyahoga County, OH (156 branches, 52 ZIPs) (#13876), Cambria County, PA (52 branches, 52 ZIPs) (#13876), Luzerne County, PA (51 branches, 51 ZIPs) (#13876), Franklin County, OH (150 branches, 50 ZIPs) (#13876).
Cnb Bank (#13876) reports $8.41 billion in total assets; Cnb Bank (#13876) equity $918.9 million (10.9% of Cnb Bank (#13876) assets); Cnb Bank (#13876) domestic deposits $7.18 billion; Cnb Bank (#13876) net income $57.4 million; Cnb Bank (#13876) return on assets 1.36%; Cnb Bank (#13876) return on equity 12.34%; Cnb Bank (#13876) net interest income $150.7 million; Cnb Bank (#13876) call report June 30, 2026.
Cnb Bank (#13876) noncurrent real-estate loans 0.04% of its book; Cnb Bank (#13876) net charge-offs on real estate 0.68%; Cnb Bank (#13876) multifamily charge-offs 0.12%; Cnb Bank (#13876) residential charge-offs 0.69%.
Cnb Bank (#13876) net interest margin 3.89% against an eight-quarter Cnb Bank (#13876) average of 3.60% (Cnb Bank (#13876) compression -0.30 points); Cnb Bank (#13876) real-estate loans 3.6% of equity; Cnb Bank (#13876) non-residential real estate 69.2% of equity; Cnb Bank (#13876) rate-exposure score 40/100, Cnb Bank (#13876) fixed-rate trap 40/100; Cnb Bank (#13876) risk type credit driven; Cnb Bank (#13876) rate regime rates elevated; Cnb Bank (#13876) shares 3.9% below the 52-week high, Cnb Bank (#13876) equity trend stable, Cnb Bank (#13876) snapshot October 19, 2026.
Cnb Bank (#13876) stress score moved from 58.8 on June 22, 2026 to 60.1 on October 20, 2026; Cnb Bank (#13876) ranged 58.8 to 60.1 over 117 snapshots.
Cnb Bank (#13876) alerts: 31 counties; top Cnb Bank (#13876) alert scores: Warren County, PA 36 (moderate); Ashtabula County, PA 21 (low); Bethlehem County, PA 21 (low); Bucyrus County, PA 21 (low); Cardington County, PA 21 (low).