Cattaraugus County Bank (FDIC #12959): Bank Stress & Real-Estate Credit Exposure
Cattaraugus County Bank (FDIC Cert #12959): bank stress 76/100, severe, STABLE over 7 days; parent C C BCORP INC.
Cattaraugus County Bank (#12959) lends in 3 counties across 1 state; Cattaraugus County Bank (#12959) reaches 137 ZIP codes: New York 3 counties, 137 ZIPs.
Cattaraugus County Bank (#12959) largest markets: Erie County, NY (72 branches, 72 ZIPs) (#12959), Chautauqua County, NY (76 branches, 38 ZIPs) (#12959), Cattaraugus County, NY (148 branches, 37 ZIPs) (#12959).
Cattaraugus County Bank (#12959) reports $384.7 million in total assets; Cattaraugus County Bank (#12959) equity $38.8 million (10.1% of Cattaraugus County Bank (#12959) assets); Cattaraugus County Bank (#12959) domestic deposits $338.2 million; Cattaraugus County Bank (#12959) net income $1.3 million; Cattaraugus County Bank (#12959) return on assets 0.71%; Cattaraugus County Bank (#12959) return on equity 7.01%; Cattaraugus County Bank (#12959) net interest income $7.4 million; Cattaraugus County Bank (#12959) call report June 30, 2026.
Cattaraugus County Bank (#12959) noncurrent real-estate loans: none reported; Cattaraugus County Bank (#12959) net charge-offs on real estate 1.80%; Cattaraugus County Bank (#12959) residential charge-offs 2.18%.
Cattaraugus County Bank (#12959) net interest margin 4.21% against an eight-quarter Cattaraugus County Bank (#12959) average of 4.09% (Cattaraugus County Bank (#12959) compression -0.11 points); Cattaraugus County Bank (#12959) non-residential real estate 217.7% of equity; Cattaraugus County Bank (#12959) rate-exposure score 40/100, Cattaraugus County Bank (#12959) fixed-rate trap 40/100; Cattaraugus County Bank (#12959) risk type credit driven; Cattaraugus County Bank (#12959) rate regime rates elevated, Cattaraugus County Bank (#12959) snapshot October 19, 2026.
Cattaraugus County Bank (#12959) stress score moved from 74.3 on June 22, 2026 to 76.1 on October 19, 2026; Cattaraugus County Bank (#12959) ranged 74.3 to 76.1 over 116 snapshots.
Cattaraugus County Bank (#12959) alerts: 3 counties; top Cattaraugus County Bank (#12959) alert scores: Lakewood County, NY 25 (low); South Dayton County, NY 25 (low); Springville County, NY 25 (low).