Hsbc Bank USA National Assn (FDIC #57890): Bank Stress & Real-Estate Credit Exposure
Hsbc Bank USA National Assn (FDIC Cert #57890): bank stress 72/100, elevated, STABLE over 7 days; parent HSBC HOLDINGS PLC (HSBC).
Hsbc Bank USA National Assn (#57890) lends in 16 counties across 7 states; Hsbc Bank USA National Assn (#57890) reaches 1,262 ZIP codes: New York 6 counties, 394 ZIPs; California 5 counties, 534 ZIPs; Washington 1 county, 89 ZIPs; Florida 1 county, 81 ZIPs; New Jersey 1 county, 58 ZIPs; District of Columbia 1 county, 57 ZIPs.
Hsbc Bank USA National Assn (#57890) largest markets: Los Angeles County, CA (608 branches, 304 ZIPs) (#57890), Orange County, CA (92 branches, 92 ZIPs) (#57890), King County, WA (178 branches, 89 ZIPs) (#57890), Miami Dade County, FL (162 branches, 81 ZIPs) (#57890), Westchester County, NY (78 branches, 78 ZIPs) (#57890), Erie County, NY (72 branches, 72 ZIPs) (#57890).
Hsbc Bank USA National Assn (#57890) reports $173.10 billion in total assets; Hsbc Bank USA National Assn (#57890) equity $16.60 billion (9.6% of Hsbc Bank USA National Assn (#57890) assets); Hsbc Bank USA National Assn (#57890) domestic deposits $134.78 billion; Hsbc Bank USA National Assn (#57890) net income $822.5 million; Hsbc Bank USA National Assn (#57890) return on assets 0.98%; Hsbc Bank USA National Assn (#57890) return on equity 10.02%; Hsbc Bank USA National Assn (#57890) net interest income $1.31 billion; Hsbc Bank USA National Assn (#57890) call report June 30, 2026.
Hsbc Bank USA National Assn (#57890) noncurrent real-estate loans: none reported; Hsbc Bank USA National Assn (#57890) multifamily -0.01%; Hsbc Bank USA National Assn (#57890) net charge-offs on real estate 2.19%; Hsbc Bank USA National Assn (#57890) residential charge-offs 17.93%.
Hsbc Bank USA National Assn (#57890) net interest margin 1.64% against an eight-quarter Hsbc Bank USA National Assn (#57890) average of 1.61% (Hsbc Bank USA National Assn (#57890) compression -0.03 points); Hsbc Bank USA National Assn (#57890) non-residential real estate 1793.2% of equity; Hsbc Bank USA National Assn (#57890) rate-exposure score 50/100, Hsbc Bank USA National Assn (#57890) fixed-rate trap 50/100; Hsbc Bank USA National Assn (#57890) risk type credit driven; Hsbc Bank USA National Assn (#57890) rate regime rates elevated; Hsbc Bank USA National Assn (#57890) shares 13.4% below the 52-week high, Hsbc Bank USA National Assn (#57890) equity trend weakening, Hsbc Bank USA National Assn (#57890) snapshot October 20, 2026.
Hsbc Bank USA National Assn (#57890) stress score moved from 71.9 on June 22, 2026 to 72.5 on October 20, 2026; Hsbc Bank USA National Assn (#57890) ranged 71.9 to 72.5 over 117 snapshots.
Hsbc Bank USA National Assn (#57890) alerts: 16 counties; top Hsbc Bank USA National Assn (#57890) alert scores: Washington County, VA 42 (moderate); Beverly Hills County, VA 24 (low); Brooklyn County, VA 24 (low); Buffalo County, VA 24 (low); Chatham County, VA 24 (low).