Balboa Thrift&Loan Assn (FDIC #26704): Bank Stress & Real-Estate Credit Exposure
Balboa Thrift&Loan Assn (FDIC Cert #26704): bank stress 85/100, severe, STABLE over 7 days.
Balboa Thrift&Loan Assn (#26704) lends in 4 counties across 1 state; Balboa Thrift&Loan Assn (#26704) reaches 554 ZIP codes: California 4 counties, 554 ZIPs.
Balboa Thrift&Loan Assn (#26704) largest markets: Los Angeles County, CA (304 branches, 304 ZIPs) (#26704), San Diego County, CA (116 branches, 116 ZIPs) (#26704), Riverside County, CA (76 branches, 76 ZIPs) (#26704), Fresno County, CA (60 branches, 60 ZIPs) (#26704).
Balboa Thrift&Loan Assn (#26704) reports $394.5 million in total assets; Balboa Thrift&Loan Assn (#26704) equity $44.0 million (11.1% of Balboa Thrift&Loan Assn (#26704) assets); Balboa Thrift&Loan Assn (#26704) domestic deposits $348.3 million; Balboa Thrift&Loan Assn (#26704) net income minus $1.4 million; Balboa Thrift&Loan Assn (#26704) return on assets -0.70%; Balboa Thrift&Loan Assn (#26704) return on equity -6.35%; Balboa Thrift&Loan Assn (#26704) net interest income $9.8 million; Balboa Thrift&Loan Assn (#26704) call report June 30, 2026.
Balboa Thrift&Loan Assn (#26704) noncurrent real-estate loans: none reported; Balboa Thrift&Loan Assn (#26704) net charge-offs on real estate 1.36%.
Balboa Thrift&Loan Assn (#26704) net interest margin 5.10% against an eight-quarter Balboa Thrift&Loan Assn (#26704) average of 4.77% (Balboa Thrift&Loan Assn (#26704) compression -0.33 points); Balboa Thrift&Loan Assn (#26704) rate-exposure score 40/100, Balboa Thrift&Loan Assn (#26704) fixed-rate trap 40/100; Balboa Thrift&Loan Assn (#26704) risk type credit driven; Balboa Thrift&Loan Assn (#26704) rate regime rates elevated, Balboa Thrift&Loan Assn (#26704) snapshot October 19, 2026.
Balboa Thrift&Loan Assn (#26704) stress score moved from 85.1 on June 22, 2026 to 85.3 on October 20, 2026; Balboa Thrift&Loan Assn (#26704) ranged 85.1 to 85.3 over 117 snapshots.
Balboa Thrift&Loan Assn (#26704) alerts: 4 counties; top Balboa Thrift&Loan Assn (#26704) alert scores: Fresno County, CA 43 (moderate); Chula Vista County, CA 26 (low); Claremont County, CA 26 (low); La Quinta County, CA 26 (low).