Essa Bank & Trust: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #28262 · Stroudsburg, PA. This institution (Essa Bank & Trust) no longer appears in the current FDIC branch and deposit filings (#28262) that DLRadar scores; FDIC records the last Essa Bank & Trust day as a separately insured institution (#28262) as July 24, 2025. FDIC event for Essa Bank & Trust: Participated in Absorbtion/Consolidation/Merger (2025-07-24). DLRadar last scored Essa Bank & Trust (#28262) on September 20, 2026. The Essa Bank & Trust facts below are its last recorded footprint (#28262), kept as a permanent Essa Bank & Trust public record; the Essa Bank & Trust figures are not refreshed.
Essa Bank & Trust (#28262) carried no scored branch footprint (Essa Bank & Trust) in the FDIC filings DLRadar reads; the Essa Bank & Trust record exists because FDIC certificate 28262 was a separately insured Essa Bank & Trust institution in Stroudsburg, PA, last seen by DLRadar (#28262) on September 20, 2026.
What the Essa Bank & Trust (#28262) record holds: FDIC certificate 28262 for Essa Bank & Trust, closed as a separate Essa Bank & Trust charter on July 24, 2025; successor Cnb Bank (FDIC #13876) carries the Essa Bank & Trust footprint forward; FDIC event for Essa Bank & Trust: Participated in Absorbtion/Consolidation/Merger (2025-07-24); Essa Bank & Trust (#28262) first entered DLRadar on September 20, 2026.
How Essa Bank & Trust (#28262) was scored while active: the Essa Bank & Trust stress score read FDIC call-report financials (#28262) and the Summary of Deposits branch file for Essa Bank & Trust, mapped Essa Bank & Trust branches to counties and ZIP codes (#28262), and weighted the Essa Bank & Trust real-estate loan concentration against its peers; the Essa Bank & Trust (#28262) figures on this page are the last such Essa Bank & Trust run and are not refreshed.
Essa Bank & Trust (#28262) is chartered in Stroudsburg, PA; FDIC lists Essa Bank & Trust (#28262) as inactive, succeeded by Cnb Bank.
Why this Essa Bank & Trust page exists: bank identities are historical data (#28262). When an institution such as Essa Bank & Trust merges or its charter ends, DLRadar keeps the Essa Bank & Trust profile so citations, links and the Essa Bank & Trust score history stay resolvable (#28262), and points Essa Bank & Trust to the successor where the FDIC records one. Every Essa Bank & Trust figure traces to public FDIC data (#28262).