Community Stb Of Orbisonia (FDIC #16976): Bank Stress & Real-Estate Credit Exposure
Community Stb Of Orbisonia (FDIC Cert #16976): bank stress 79/100, severe, STABLE over 7 days; parent ORBISONIA COMMUNITY BCORP INC.
Community Stb Of Orbisonia (#16976) lends in 4 counties across 1 state; Community Stb Of Orbisonia (#16976) reaches 99 ZIP codes: Pennsylvania 4 counties, 99 ZIPs.
Community Stb Of Orbisonia (#16976) largest markets: Huntingdon County, PA (136 branches, 34 ZIPs) (#16976), Franklin County, PA (31 branches, 31 ZIPs) (#16976), Bedford County, PA (29 branches, 29 ZIPs) (#16976), Fulton County, PA (17 branches, 17 ZIPs) (#16976).
Community Stb Of Orbisonia (#16976) reports $473.5 million in total assets; Community Stb Of Orbisonia (#16976) equity $45.0 million (9.5% of Community Stb Of Orbisonia (#16976) assets); Community Stb Of Orbisonia (#16976) domestic deposits $424.3 million; Community Stb Of Orbisonia (#16976) net income $1.5 million; Community Stb Of Orbisonia (#16976) return on assets 0.64%; Community Stb Of Orbisonia (#16976) return on equity 6.68%; Community Stb Of Orbisonia (#16976) net interest income $8.8 million; Community Stb Of Orbisonia (#16976) call report June 30, 2026.
Community Stb Of Orbisonia (#16976) noncurrent real-estate loans 0.02% of its book; Community Stb Of Orbisonia (#16976) net charge-offs on real estate 0.48%; Community Stb Of Orbisonia (#16976) residential charge-offs 0.10%.
Community Stb Of Orbisonia (#16976) net interest margin 4.02% against an eight-quarter Community Stb Of Orbisonia (#16976) average of 3.81% (Community Stb Of Orbisonia (#16976) compression -0.22 points); Community Stb Of Orbisonia (#16976) real-estate loans 1.8% of equity; Community Stb Of Orbisonia (#16976) non-residential real estate 9.9% of equity; Community Stb Of Orbisonia (#16976) rate-exposure score 40/100, Community Stb Of Orbisonia (#16976) fixed-rate trap 40/100; Community Stb Of Orbisonia (#16976) risk type credit driven; Community Stb Of Orbisonia (#16976) rate regime rates elevated, Community Stb Of Orbisonia (#16976) snapshot October 19, 2026.
Community Stb Of Orbisonia (#16976) stress score moved from 79.8 on June 22, 2026 to 79.5 on October 19, 2026; Community Stb Of Orbisonia (#16976) ranged 79.5 to 79.8 over 116 snapshots.
Community Stb Of Orbisonia (#16976) alerts: 4 counties; top Community Stb Of Orbisonia (#16976) alert scores: Mcconnellsburg County, PA 25 (low); Mercersburg County, PA 25 (low); Saxton County, PA 25 (low); Three Springs County, PA 25 (low).