Franklin County, PA: Foreclosures, Tax Liens & Distressed Properties

Franklin County, PA, Pennsylvania: 31 ZIP codes scored, Franklin County, PA averaging 23/100 (low, Franklin, PA), from 17 to 23. Franklin County, PA is in its peak phase (Franklin, PA confidence 24/100): Franklin, PA home prices up 3.4% (Franklin, PA) over twelve months. Franklin County, PA lender headwind: 49/100.

Highest-scoring Franklin County, PA ZIPs: 17201 (23/100), 17202 (23/100), 17210 (23/100), 17214 (23/100), 17217 (23/100), 17219 (23/100). Also scored in Franklin County, PA: 17220, 17221, 17225, 17232, 17235, 17237, 17244, 17246, 17247, 17250.

Across Franklin County, PA's scored ZIPs: median home value $232,196, household income $76,963, 9.1% vacancy, 9.1% poverty, 78% owner-occupied, median age 43.7.

Franklin County, PA insurance distress 20/100 (#2,318 in the US); FEMA hazard 0/100 for Franklin, PA; 3 Franklin, PA NFIP flood claims, $9K paid; Franklin, PA construction distress 67/100.

9 banks with 38 branches lend in Franklin County, PA; Franklin, PA weighted bank stress 61/100, highest 87/100 in Franklin, PA.

Franklin County, PA unemployment 3.5% (Franklin, PA -0.4 pts, six months); 800 new housing units permitted in Franklin County, PA over twelve months, Franklin, PA down 18% from 974; Franklin, PA home prices +9.2% a year (Franklin, PA) over three years.

67,157 housing units in Franklin County, PA; 16,882 Franklin, PA renter households; 37% of Franklin, PA renters spend 30%+ of income on rent, 16% (Franklin, PA) half or more.

Franklin County, PA ranks #2,413 nationally on the opportunity index (Franklin, PA, among all ranked counties); Franklin, PA scores 26.2/100 and Franklin, PA sits #49 inside Pennsylvania. Franklin, PA is in the weak opportunity phase; Franklin, PA's primary driver is construction, Franklin, PA second driver bank institutional; Franklin, PA moved up 320 places. 23 short-sale listings across Franklin, PA; 79 days on market observed in Franklin, PA; 5.7% vacancy over 31 Franklin, PA ZIPs.

1.6% of Franklin County, PA mortgages were ninety-plus days late in December 2025; Franklin, PA's thirty-to-eighty-nine-day share was 2.7% (CFPB county sample). Franklin, PA's ninety-day rate is up 0.1 points on twelve months earlier; the Franklin, PA peak since 2008 was 3.5% in February 2010; Pennsylvania overall reads 1.0%.

Franklin County, PA has 5 watched banks; 5 Franklin, PA banks sit in an elevated band. Franklin, PA footprints: Farmers&Merchants Tr Chamber (12 branches, stress 71) in Franklin, PA; Orrstown Bank (5 branches, stress 53) in Franklin, PA; Community Stb Of Orbisonia (1 branch, stress 79) in Franklin, PA.

HUD lists 4 assisted multifamily properties in Franklin County, PA with 236 units; 42 Franklin, PA units are assisted, 1 Franklin, PA properties under project-based Section 8.

3,647 of the 67,157 housing units in Franklin, PA sit vacant. Franklin County, PA permitted 307 multifamily units in twelve months; Franklin, PA's one-to-four unit structures added 493 units in Franklin County, PA.