Customers Bank (FDIC #34444): Bank Stress & Real-Estate Credit Exposure

Customers Bank (FDIC Cert #34444): bank stress 72/100, elevated, STABLE over 7 days; parent CUSTOMERS BCORP INC.

Customers Bank (#34444) lends in 5 counties across 3 states; Customers Bank (#34444) reaches 270 ZIP codes: Pennsylvania 3 counties, 166 ZIPs; New York 1 county, 78 ZIPs; New Jersey 1 county, 26 ZIPs.

Customers Bank (#34444) largest markets: Westchester County, NY (78 branches, 78 ZIPs) (#34444), Berks County, PA (128 branches, 64 ZIPs) (#34444), Bucks County, PA (60 branches, 60 ZIPs) (#34444), Chester County, PA (92 branches, 46 ZIPs) (#34444), Mercer County, NJ (26 branches, 26 ZIPs) (#34444).

Customers Bank (#34444) reports $26.50 billion in total assets; Customers Bank (#34444) equity $2.32 billion (8.8% of Customers Bank (#34444) assets); Customers Bank (#34444) domestic deposits $21.88 billion; Customers Bank (#34444) net income $147.4 million; Customers Bank (#34444) return on assets 1.15%; Customers Bank (#34444) return on equity 13.06%; Customers Bank (#34444) net interest income $391.5 million; Customers Bank (#34444) call report June 30, 2026.

Customers Bank (#34444) noncurrent real-estate loans 0.21% of its book; Customers Bank (#34444) multifamily 0.57%; Customers Bank (#34444) residential -0.02%; Customers Bank (#34444) net charge-offs on real estate 0.38%; Customers Bank (#34444) multifamily charge-offs 0.53%; Customers Bank (#34444) residential charge-offs 0.14%.

Customers Bank (#34444) net interest margin 3.20% against an eight-quarter Customers Bank (#34444) average of 3.27% (Customers Bank (#34444) compression 0.07 points); Customers Bank (#34444) real-estate loans 20.8% of equity; Customers Bank (#34444) non-residential real estate 14.3% of equity; Customers Bank (#34444) rate-exposure score 40/100, Customers Bank (#34444) fixed-rate trap 40/100; Customers Bank (#34444) risk type credit driven; Customers Bank (#34444) rate regime rates elevated, Customers Bank (#34444) snapshot October 19, 2026.

Customers Bank (#34444) stress score moved from 70.3 on June 22, 2026 to 72 on October 19, 2026; Customers Bank (#34444) ranged 70.3 to 72 over 116 snapshots.

Customers Bank (#34444) alerts: 5 counties; top Customers Bank (#34444) alert scores: Doylestown County, PA 24 (low); Phoenixville County, PA 24 (low); Port Chester County, PA 24 (low); Reading County, PA 24 (low); Trenton County, PA 24 (low).