Connectone Bank (FDIC #57919): Bank Stress & Real-Estate Credit Exposure

Connectone Bank (FDIC Cert #57919): bank stress 58/100, moderate, STABLE over 7 days; parent CONNECTONE BCORP INC.

Connectone Bank (#57919) lends in 15 counties across 3 states; Connectone Bank (#57919) reaches 809 ZIP codes: New York 8 counties, 506 ZIPs; New Jersey 6 counties, 250 ZIPs; Florida 1 county, 53 ZIPs.

Connectone Bank (#57919) largest markets: Suffolk County, NY (1,962 branches, 109 ZIPs) (#57919), Westchester County, NY (78 branches, 78 ZIPs) (#57919), Nassau County, NY (1,120 branches, 70 ZIPs) (#57919), New York County, NY (70 branches, 70 ZIPs) (#57919), Queens County, NY (204 branches, 68 ZIPs) (#57919), Bergen County, NJ (396 branches, 66 ZIPs) (#57919).

Connectone Bank (#57919) reports $14.40 billion in total assets; Connectone Bank (#57919) equity $1.77 billion (12.3% of Connectone Bank (#57919) assets); Connectone Bank (#57919) domestic deposits $11.80 billion; Connectone Bank (#57919) net income $88.0 million; Connectone Bank (#57919) return on assets 1.24%; Connectone Bank (#57919) return on equity 10.13%; Connectone Bank (#57919) net interest income $231.1 million; Connectone Bank (#57919) call report June 30, 2026.

Connectone Bank (#57919) noncurrent real-estate loans 0.50% of its book; Connectone Bank (#57919) multifamily 1.42%; Connectone Bank (#57919) residential 0.03%; Connectone Bank (#57919) net charge-offs on real estate 0.65%; Connectone Bank (#57919) multifamily charge-offs 1.61%; Connectone Bank (#57919) residential charge-offs 0.08%.

Connectone Bank (#57919) net interest margin 3.55% against an eight-quarter Connectone Bank (#57919) average of 3.11% (Connectone Bank (#57919) compression -0.44 points); Connectone Bank (#57919) real-estate loans 50.5% of equity; Connectone Bank (#57919) non-residential real estate 7.5% of equity; Connectone Bank (#57919) rate-exposure score 40/100, Connectone Bank (#57919) fixed-rate trap 40/100; Connectone Bank (#57919) risk type credit driven; Connectone Bank (#57919) rate regime rates elevated, Connectone Bank (#57919) snapshot October 19, 2026.

Connectone Bank (#57919) stress score moved from 57.3 on June 22, 2026 to 57.8 on October 19, 2026; Connectone Bank (#57919) ranged 57.3 to 57.8 over 116 snapshots.

Connectone Bank (#57919) alerts: 15 counties; top Connectone Bank (#57919) alert scores: Union County, NJ 42 (moderate); Brooklyn County, NJ 21 (low); Holmdel County, NJ 21 (low); Middletown County, NJ 21 (low); Morristown County, NJ 21 (low).