City National Bank (FDIC #17281): Bank Stress & Real-Estate Credit Exposure
City National Bank (FDIC Cert #17281): bank stress 66/100, elevated, STABLE over 7 days; parent ROYAL BANK OF CANADA (RY).
City National Bank (#17281) lends in 19 counties across 8 states; City National Bank (#17281) reaches 1,435 ZIP codes: California 11 counties, 909 ZIPs; New York 2 counties, 179 ZIPs; Florida 1 county, 81 ZIPs; Nevada 1 county, 76 ZIPs; District of Columbia 1 county, 57 ZIPs; Virginia 1 county, 49 ZIPs.
City National Bank (#17281) largest markets: Los Angeles County, CA (9,120 branches, 304 ZIPs) (#17281), San Diego County, CA (464 branches, 116 ZIPs) (#17281), Suffolk County, NY (109 branches, 109 ZIPs) (#17281), San Bernardino County, CA (100 branches, 100 ZIPs) (#17281), Orange County, CA (460 branches, 92 ZIPs) (#17281), Miami Dade County, FL (81 branches, 81 ZIPs) (#17281).
City National Bank (#17281) reports $99.10 billion in total assets; City National Bank (#17281) equity $11.28 billion (11.4% of City National Bank (#17281) assets); City National Bank (#17281) domestic deposits $81.51 billion; City National Bank (#17281) net income $480.2 million; City National Bank (#17281) return on assets 0.97%; City National Bank (#17281) return on equity 8.15%; City National Bank (#17281) net interest income $1.53 billion; City National Bank (#17281) call report June 30, 2026.
City National Bank (#17281) noncurrent real-estate loans: none reported; City National Bank (#17281) commercial real estate -0.10%; City National Bank (#17281) multifamily -0.01%; City National Bank (#17281) residential -0.04%; City National Bank (#17281) net charge-offs on real estate 0.80%; City National Bank (#17281) commercial charge-offs 0.56%; City National Bank (#17281) multifamily charge-offs 0.11%; City National Bank (#17281) residential charge-offs 1.12%.
City National Bank (#17281) net interest margin 3.24% against an eight-quarter City National Bank (#17281) average of 3.25% (City National Bank (#17281) compression 0.01 points); City National Bank (#17281) commercial real estate 55.6% of equity; City National Bank (#17281) non-residential real estate 111.5% of equity; City National Bank (#17281) rate-exposure score 56/100, City National Bank (#17281) fixed-rate trap 56/100; City National Bank (#17281) risk type credit driven; City National Bank (#17281) rate regime rates elevated; City National Bank (#17281) shares 8.7% below the 52-week high, City National Bank (#17281) equity trend weakening, City National Bank (#17281) snapshot October 20, 2026.
City National Bank (#17281) stress score moved from 68.1 on June 22, 2026 to 66.3 on October 20, 2026; City National Bank (#17281) ranged 66.3 to 68.1 over 117 snapshots.
City National Bank (#17281) alerts: 19 counties; top City National Bank (#17281) alert scores: San Francisco County, CA 43 (moderate); Riverside County, CA 41 (moderate); Atlanta County, CA 22 (low); Burlingame County, CA 22 (low); Las Vegas County, CA 22 (low).