Citibank National Assn (FDIC #7213): Bank Stress & Real-Estate Credit Exposure
Citibank National Assn (FDIC Cert #7213): bank stress 74/100, elevated, STABLE over 7 days; parent CITIGROUP INC (C).
Citibank National Assn (#7213) lends in 52 counties across 13 states; Citibank National Assn (#7213) reaches 2,834 ZIP codes: California 19 counties, 1,184 ZIPs; New York 9 counties, 491 ZIPs; Illinois 6 counties, 312 ZIPs; New Jersey 4 counties, 142 ZIPs; Florida 3 counties, 189 ZIPs; Texas 2 counties, 173 ZIPs.
Citibank National Assn (#7213) largest markets: Los Angeles County, CA (29,792 branches, 304 ZIPs) (#7213), Cook County, IL (7,654 branches, 178 ZIPs) (#7213), San Diego County, CA (1,856 branches, 116 ZIPs) (#7213), Suffolk County, NY (1,962 branches, 109 ZIPs) (#7213), San Bernardino County, CA (700 branches, 100 ZIPs) (#7213), Dallas County, TX (95 branches, 95 ZIPs) (#7213).
Citibank National Assn (#7213) reports $1976.18 billion in total assets; Citibank National Assn (#7213) equity $171.30 billion (8.7% of Citibank National Assn (#7213) assets); Citibank National Assn (#7213) domestic deposits $896.65 billion; Citibank National Assn (#7213) net income $10.12 billion; Citibank National Assn (#7213) return on assets 1.06%; Citibank National Assn (#7213) return on equity 11.69%; Citibank National Assn (#7213) net interest income $25.97 billion; Citibank National Assn (#7213) call report June 30, 2026.
Citibank National Assn (#7213) noncurrent real-estate loans: none reported; Citibank National Assn (#7213) net charge-offs on real estate 0.70%; Citibank National Assn (#7213) multifamily charge-offs 0.67%; Citibank National Assn (#7213) residential charge-offs 2.41%.
Citibank National Assn (#7213) net interest margin 3.02% against an eight-quarter Citibank National Assn (#7213) average of 3.05% (Citibank National Assn (#7213) compression 0.03 points); Citibank National Assn (#7213) non-residential real estate 241.2% of equity; Citibank National Assn (#7213) rate-exposure score 50/100, Citibank National Assn (#7213) fixed-rate trap 50/100; Citibank National Assn (#7213) risk type credit driven; Citibank National Assn (#7213) rate regime rates elevated; Citibank National Assn (#7213) shares 14.3% below the 52-week high, Citibank National Assn (#7213) equity trend weakening, Citibank National Assn (#7213) snapshot October 19, 2026.
Citibank National Assn (#7213) stress score moved from 71.8 on June 22, 2026 to 74.1 on October 19, 2026; Citibank National Assn (#7213) ranged 71.8 to 74.1 over 116 snapshots.
Citibank National Assn (#7213) alerts: 40 counties; top Citibank National Assn (#7213) alert scores: Arlington County, SD 24 (low); Bakersfield County, SD 24 (low); Bronx County, SD 24 (low); Brooklyn County, SD 24 (low); Clifton County, SD 24 (low).