Juniata Valley Bank (FDIC #7614): Bank Stress & Real-Estate Credit Exposure
Juniata Valley Bank (FDIC Cert #7614): bank stress 78/100, severe, STABLE over 7 days; parent JUNIATA VALLEY FINANCIAL CORP (JUVF).
Juniata Valley Bank (#7614) lends in 6 counties across 1 state; Juniata Valley Bank (#7614) reaches 105 ZIP codes: Pennsylvania 6 counties, 105 ZIPs.
Juniata Valley Bank (#7614) largest markets: Franklin County, PA (31 branches, 31 ZIPs) (#7614), Mckean County, PA (22 branches, 22 ZIPs) (#7614), Perry County, PA (32 branches, 16 ZIPs) (#7614), Juniata County, PA (75 branches, 15 ZIPs) (#7614), Potter County, PA (15 branches, 15 ZIPs) (#7614), Mifflin County, PA (56 branches, 14 ZIPs) (#7614).
Juniata Valley Bank (#7614) reports $917.9 million in total assets; Juniata Valley Bank (#7614) equity $61.5 million (6.7% of Juniata Valley Bank (#7614) assets); Juniata Valley Bank (#7614) domestic deposits $805.8 million; Juniata Valley Bank (#7614) net income $5.2 million; Juniata Valley Bank (#7614) return on assets 1.16%; Juniata Valley Bank (#7614) return on equity 17.77%; Juniata Valley Bank (#7614) net interest income $14.7 million; Juniata Valley Bank (#7614) call report June 30, 2026.
Juniata Valley Bank (#7614) noncurrent real-estate loans: none reported; Juniata Valley Bank (#7614) net charge-offs on real estate 0.03%.
Juniata Valley Bank (#7614) net interest margin 3.47% against an eight-quarter Juniata Valley Bank (#7614) average of 3.10% (Juniata Valley Bank (#7614) compression -0.37 points); Juniata Valley Bank (#7614) real-estate loans 0.3% of equity; Juniata Valley Bank (#7614) rate-exposure score 40/100, Juniata Valley Bank (#7614) fixed-rate trap 40/100; Juniata Valley Bank (#7614) risk type credit driven; Juniata Valley Bank (#7614) rate regime rates elevated; Juniata Valley Bank (#7614) shares 7.0% below the 52-week high, Juniata Valley Bank (#7614) equity trend stable, Juniata Valley Bank (#7614) snapshot October 20, 2026.
Juniata Valley Bank (#7614) stress score moved from 75.7 on June 22, 2026 to 78.1 on October 20, 2026; Juniata Valley Bank (#7614) ranged 75.7 to 78.1 over 117 snapshots.
Juniata Valley Bank (#7614) alerts: 6 counties; top Juniata Valley Bank (#7614) alert scores: Coudersport County, PA 27 (low); Millerstown County, PA 27 (low); Port Allegany County, PA 27 (low); Reedsville County, PA 27 (low); Richfield County, PA 27 (low).