Meridian Bank (FDIC #57777): Bank Stress & Real-Estate Credit Exposure
Meridian Bank (FDIC Cert #57777): bank stress 77/100, severe, STABLE over 7 days; parent MERIDIAN CORP (MRBK).
Meridian Bank (#57777) lends in 6 counties across 2 states; Meridian Bank (#57777) reaches 280 ZIP codes: Pennsylvania 5 counties, 242 ZIPs; Florida 1 county, 38 ZIPs.
Meridian Bank (#57777) largest markets: Montgomery County, PA (71 branches, 71 ZIPs) (#57777), Bucks County, PA (60 branches, 60 ZIPs) (#57777), Philadelphia County, PA (49 branches, 49 ZIPs) (#57777), Chester County, PA (46 branches, 46 ZIPs) (#57777), Delaware County, PA (90 branches, 45 ZIPs) (#57777), Lee County, FL (38 branches, 38 ZIPs) (#57777).
Meridian Bank (#57777) reports $2.59 billion in total assets; Meridian Bank (#57777) equity $249.5 million (9.6% of Meridian Bank (#57777) assets); Meridian Bank (#57777) domestic deposits $2.20 billion; Meridian Bank (#57777) net income $9.8 million; Meridian Bank (#57777) return on assets 0.76%; Meridian Bank (#57777) return on equity 7.95%; Meridian Bank (#57777) net interest income $48.0 million; Meridian Bank (#57777) call report June 30, 2026.
Meridian Bank (#57777) noncurrent real-estate loans 0.48% of its book; Meridian Bank (#57777) residential 1.25%; Meridian Bank (#57777) net charge-offs on real estate 3.49%; Meridian Bank (#57777) multifamily charge-offs 2.94%; Meridian Bank (#57777) residential charge-offs 2.73%.
Meridian Bank (#57777) net interest margin 3.92% against an eight-quarter Meridian Bank (#57777) average of 3.68% (Meridian Bank (#57777) compression -0.24 points); Meridian Bank (#57777) real-estate loans 47.9% of equity; Meridian Bank (#57777) non-residential real estate 273.4% of equity; Meridian Bank (#57777) rate-exposure score 40/100, Meridian Bank (#57777) fixed-rate trap 40/100; Meridian Bank (#57777) risk type credit driven; Meridian Bank (#57777) rate regime rates elevated; Meridian Bank (#57777) shares 9.7% below the 52-week high, Meridian Bank (#57777) equity trend weakening, Meridian Bank (#57777) snapshot October 19, 2026.
Meridian Bank (#57777) stress score moved from 81.4 on June 22, 2026 to 76.6 on October 19, 2026; Meridian Bank (#57777) ranged 76.6 to 81.4 over 116 snapshots.
Meridian Bank (#57777) alerts: 6 counties; top Meridian Bank (#57777) alert scores: Philadelphia County, PA 40 (moderate); Wayne County, PA 39 (moderate); Blue Bell County, PA 25 (low); Bonita Springs County, PA 25 (low); Doylestown County, PA 25 (low).