Jonestown B&T Jonestown Pa (FDIC #10677): Bank Stress & Real-Estate Credit Exposure
Jonestown B&T Jonestown Pa (FDIC Cert #10677): bank stress 61/100, elevated, STABLE over 7 days; parent JBT BCORP INC.
Jonestown B&T Jonestown Pa (#10677) lends in 3 counties across 1 state; Jonestown B&T Jonestown Pa (#10677) reaches 134 ZIP codes: Pennsylvania 3 counties, 134 ZIPs.
Jonestown B&T Jonestown Pa (#10677) largest markets: Berks County, PA (64 branches, 64 ZIPs) (#10677), Lancaster County, PA (183 branches, 61 ZIPs) (#10677), Lebanon County, PA (189 branches, 21 ZIPs) (#10677).
Jonestown B&T Jonestown Pa (#10677) reports $1.01 billion in total assets; Jonestown B&T Jonestown Pa (#10677) equity $103.4 million (10.3% of Jonestown B&T Jonestown Pa (#10677) assets); Jonestown B&T Jonestown Pa (#10677) domestic deposits $834.8 million; Jonestown B&T Jonestown Pa (#10677) net income $7.1 million; Jonestown B&T Jonestown Pa (#10677) return on assets 1.41%; Jonestown B&T Jonestown Pa (#10677) return on equity 14.01%; Jonestown B&T Jonestown Pa (#10677) net interest income $20.3 million; Jonestown B&T Jonestown Pa (#10677) call report June 30, 2026.
Jonestown B&T Jonestown Pa (#10677) noncurrent real-estate loans: none reported; Jonestown B&T Jonestown Pa (#10677) net charge-offs on real estate 0.02%.
Jonestown B&T Jonestown Pa (#10677) net interest margin 4.30% against an eight-quarter Jonestown B&T Jonestown Pa (#10677) average of 3.93% (Jonestown B&T Jonestown Pa (#10677) compression -0.37 points); Jonestown B&T Jonestown Pa (#10677) real-estate loans 0.4% of equity; Jonestown B&T Jonestown Pa (#10677) rate-exposure score 40/100, Jonestown B&T Jonestown Pa (#10677) fixed-rate trap 40/100; Jonestown B&T Jonestown Pa (#10677) risk type credit driven; Jonestown B&T Jonestown Pa (#10677) rate regime rates elevated, Jonestown B&T Jonestown Pa (#10677) snapshot October 20, 2026.
Jonestown B&T Jonestown Pa (#10677) stress score moved from 63.1 on June 22, 2026 to 61.3 on October 20, 2026; Jonestown B&T Jonestown Pa (#10677) ranged 61.3 to 63.1 over 117 snapshots.
Jonestown B&T Jonestown Pa (#10677) alerts: 3 counties; top Jonestown B&T Jonestown Pa (#10677) alert scores: Manheim County, PA 21 (low); Palmyra County, PA 21 (low); Robesonia County, PA 21 (low).