Bank Of Bird-In-Hand (FDIC #59074): Bank Stress & Real-Estate Credit Exposure
Bank Of Bird-In-Hand (FDIC Cert #59074): bank stress 68/100, elevated, STABLE over 7 days; parent GELT BCORP INC.
Bank Of Bird-In-Hand (#59074) lends in 5 counties across 1 state; Bank Of Bird-In-Hand (#59074) reaches 199 ZIP codes: Pennsylvania 5 counties, 199 ZIPs.
Bank Of Bird-In-Hand (#59074) largest markets: Berks County, PA (64 branches, 64 ZIPs) (#59074), Lancaster County, PA (671 branches, 61 ZIPs) (#59074), Chester County, PA (46 branches, 46 ZIPs) (#59074), Dauphin County, PA (31 branches, 31 ZIPs) (#59074), Lebanon County, PA (21 branches, 21 ZIPs) (#59074).
Bank Of Bird-In-Hand (#59074) reports $1.91 billion in total assets; Bank Of Bird-In-Hand (#59074) equity $183.6 million (9.6% of Bank Of Bird-In-Hand (#59074) assets); Bank Of Bird-In-Hand (#59074) domestic deposits $1.68 billion; Bank Of Bird-In-Hand (#59074) net income $10.8 million; Bank Of Bird-In-Hand (#59074) return on assets 1.17%; Bank Of Bird-In-Hand (#59074) return on equity 12.20%; Bank Of Bird-In-Hand (#59074) net interest income $29.2 million; Bank Of Bird-In-Hand (#59074) call report June 30, 2026.
Bank Of Bird-In-Hand (#59074) noncurrent real-estate loans: none reported; Bank Of Bird-In-Hand (#59074) net charge-offs on real estate 0.20%; Bank Of Bird-In-Hand (#59074) multifamily charge-offs 0.43%.
Bank Of Bird-In-Hand (#59074) net interest margin 3.28% against an eight-quarter Bank Of Bird-In-Hand (#59074) average of 2.79% (Bank Of Bird-In-Hand (#59074) compression -0.49 points); Bank Of Bird-In-Hand (#59074) rate-exposure score 40/100, Bank Of Bird-In-Hand (#59074) fixed-rate trap 40/100; Bank Of Bird-In-Hand (#59074) risk type credit driven; Bank Of Bird-In-Hand (#59074) rate regime rates elevated, Bank Of Bird-In-Hand (#59074) snapshot October 19, 2026.
Bank Of Bird-In-Hand (#59074) stress score moved from 68.6 on June 22, 2026 to 68.5 on October 19, 2026; Bank Of Bird-In-Hand (#59074) ranged 68.5 to 68.6 over 116 snapshots.
Bank Of Bird-In-Hand (#59074) alerts: 5 counties; top Bank Of Bird-In-Hand (#59074) alert scores: Bernville County, PA 23 (low); Honey Brook County, PA 23 (low); Lykens County, PA 23 (low); Quarryville County, PA 23 (low); Schaefferstown County, PA 23 (low).