Fidelity Deposit&Discount Bk (FDIC #11868): Bank Stress & Real-Estate Credit Exposure
Fidelity Deposit&Discount Bk (FDIC Cert #11868): bank stress 73/100, elevated, STABLE over 7 days; parent FIDELITY D&D BCORP INC.
Fidelity Deposit&Discount Bk (#11868) lends in 3 counties across 1 state; Fidelity Deposit&Discount Bk (#11868) reaches 104 ZIP codes: Pennsylvania 3 counties, 104 ZIPs.
Fidelity Deposit&Discount Bk (#11868) largest markets: Luzerne County, PA (357 branches, 51 ZIPs) (#11868), Lackawanna County, PA (261 branches, 29 ZIPs) (#11868), Northampton County, PA (182 branches, 26 ZIPs) (#11868).
Fidelity Deposit&Discount Bk (#11868) reports $2.97 billion in total assets; Fidelity Deposit&Discount Bk (#11868) equity $252.6 million (8.5% of Fidelity Deposit&Discount Bk (#11868) assets); Fidelity Deposit&Discount Bk (#11868) domestic deposits $2.56 billion; Fidelity Deposit&Discount Bk (#11868) net income $16.2 million; Fidelity Deposit&Discount Bk (#11868) return on assets 1.13%; Fidelity Deposit&Discount Bk (#11868) return on equity 13.23%; Fidelity Deposit&Discount Bk (#11868) net interest income $41.1 million; Fidelity Deposit&Discount Bk (#11868) call report June 30, 2026.
Fidelity Deposit&Discount Bk (#11868) noncurrent real-estate loans: none reported; Fidelity Deposit&Discount Bk (#11868) residential 0.01%; Fidelity Deposit&Discount Bk (#11868) net charge-offs on real estate 0.10%; Fidelity Deposit&Discount Bk (#11868) residential charge-offs 0.07%.
Fidelity Deposit&Discount Bk (#11868) net interest margin 3.11% against an eight-quarter Fidelity Deposit&Discount Bk (#11868) average of 2.89% (Fidelity Deposit&Discount Bk (#11868) compression -0.22 points); Fidelity Deposit&Discount Bk (#11868) real-estate loans 0.5% of equity; Fidelity Deposit&Discount Bk (#11868) non-residential real estate 7.2% of equity; Fidelity Deposit&Discount Bk (#11868) rate-exposure score 40/100, Fidelity Deposit&Discount Bk (#11868) fixed-rate trap 40/100; Fidelity Deposit&Discount Bk (#11868) risk type credit driven; Fidelity Deposit&Discount Bk (#11868) rate regime rates elevated, Fidelity Deposit&Discount Bk (#11868) snapshot October 19, 2026.
Fidelity Deposit&Discount Bk (#11868) stress score moved from 71.6 on June 22, 2026 to 73.1 on October 19, 2026; Fidelity Deposit&Discount Bk (#11868) ranged 71.6 to 73.1 over 116 snapshots.
Fidelity Deposit&Discount Bk (#11868) alerts: 3 counties; top Fidelity Deposit&Discount Bk (#11868) alert scores: Wyoming County, PA 39 (moderate); Scranton County, PA 25 (low); Wind Gap County, PA 25 (low).