Honesdale National Bank (FDIC #7526): Bank Stress & Real-Estate Credit Exposure
Honesdale National Bank (FDIC Cert #7526): bank stress 49/100, moderate, STABLE over 7 days; parent HONAT BCORP INC.
Honesdale National Bank (#7526) lends in 5 counties across 1 state; Honesdale National Bank (#7526) reaches 142 ZIP codes: Pennsylvania 5 counties, 142 ZIPs.
Honesdale National Bank (#7526) largest markets: Luzerne County, PA (102 branches, 51 ZIPs) (#7526), Susquehanna County, PA (62 branches, 31 ZIPs) (#7526), Wayne County, PA (120 branches, 30 ZIPs) (#7526), Lackawanna County, PA (145 branches, 29 ZIPs) (#7526), Pike County, PA (38 branches, 19 ZIPs) (#7526).
Honesdale National Bank (#7526) reports $1.17 billion in total assets; Honesdale National Bank (#7526) equity $153.7 million (13.2% of Honesdale National Bank (#7526) assets); Honesdale National Bank (#7526) domestic deposits $993.3 million; Honesdale National Bank (#7526) net income $8.6 million; Honesdale National Bank (#7526) return on assets 1.50%; Honesdale National Bank (#7526) return on equity 11.44%; Honesdale National Bank (#7526) net interest income $24.4 million; Honesdale National Bank (#7526) call report June 30, 2026.
Honesdale National Bank (#7526) noncurrent real-estate loans 0.07% of its book; Honesdale National Bank (#7526) residential 0.13%; Honesdale National Bank (#7526) net charge-offs on real estate 0.28%; Honesdale National Bank (#7526) residential charge-offs 0.46%.
Honesdale National Bank (#7526) net interest margin 4.51% against an eight-quarter Honesdale National Bank (#7526) average of 4.17% (Honesdale National Bank (#7526) compression -0.34 points); Honesdale National Bank (#7526) real-estate loans 7.5% of equity; Honesdale National Bank (#7526) non-residential real estate 46.3% of equity; Honesdale National Bank (#7526) rate-exposure score 40/100, Honesdale National Bank (#7526) fixed-rate trap 40/100; Honesdale National Bank (#7526) risk type credit driven; Honesdale National Bank (#7526) rate regime rates elevated, Honesdale National Bank (#7526) snapshot October 20, 2026.
Honesdale National Bank (#7526) stress score held at 49.4 across 117 daily snapshots, June 22, 2026 to October 20, 2026.
Honesdale National Bank (#7526) alerts: 5 counties; top Honesdale National Bank (#7526) alert scores: Hallstead County, PA 19 (low); Lackawaxen County, PA 19 (low); Lakewood County, PA 19 (low); Olyphant County, PA 19 (low); Wilkes Barre County, PA 19 (low).