First United National Bank (FDIC #7886): Bank Stress & Real-Estate Credit Exposure
First United National Bank (FDIC Cert #7886): bank stress 88/100, severe, STABLE over 7 days; parent FRYBURG BANKING CO INC.
First United National Bank (#7886) lends in 3 counties across 1 state; First United National Bank (#7886) reaches 57 ZIP codes: Pennsylvania 3 counties, 57 ZIPs.
First United National Bank (#7886) largest markets: Clarion County, PA (96 branches, 32 ZIPs) (#7886), Venango County, PA (69 branches, 23 ZIPs) (#7886), Forest County, PA (11 branches, 11 ZIPs) (#7886).
First United National Bank (#7886) reports $385.8 million in total assets; First United National Bank (#7886) equity $21.8 million (5.7% of First United National Bank (#7886) assets); First United National Bank (#7886) domestic deposits $362.6 million; First United National Bank (#7886) net income $1.2 million; First United National Bank (#7886) return on assets 0.65%; First United National Bank (#7886) return on equity 11.34%; First United National Bank (#7886) net interest income $5.4 million; First United National Bank (#7886) call report June 30, 2026.
First United National Bank (#7886) noncurrent real-estate loans: none reported; First United National Bank (#7886) net charge-offs on real estate 0.95%; First United National Bank (#7886) residential charge-offs 0.02%.
First United National Bank (#7886) net interest margin 3.05% against an eight-quarter First United National Bank (#7886) average of 2.63% (First United National Bank (#7886) compression -0.42 points); First United National Bank (#7886) non-residential real estate 2.2% of equity; First United National Bank (#7886) rate-exposure score 40/100, First United National Bank (#7886) fixed-rate trap 40/100; First United National Bank (#7886) risk type credit driven; First United National Bank (#7886) rate regime rates elevated, First United National Bank (#7886) snapshot October 19, 2026.
First United National Bank (#7886) stress score moved from 89.9 on June 22, 2026 to 88.2 on October 19, 2026; First United National Bank (#7886) ranged 88.2 to 89.9 over 116 snapshots.
First United National Bank (#7886) alerts: 3 counties; top First United National Bank (#7886) alert scores: New Bethlehem County, PA 29 (low); Oil City County, PA 29 (low); Tionesta County, PA 29 (low).