Mid Penn Bank (FDIC #9889): Bank Stress & Real-Estate Credit Exposure
Mid Penn Bank (FDIC Cert #9889): bank stress 57/100, moderate, STABLE over 7 days; parent MID PENN BCORP INC.
Mid Penn Bank (#9889) lends in 24 counties across 2 states; Mid Penn Bank (#9889) reaches 1,010 ZIP codes: Pennsylvania 18 counties, 796 ZIPs; New Jersey 6 counties, 214 ZIPs.
Mid Penn Bank (#9889) largest markets: Westmoreland County, PA (178 branches, 89 ZIPs) (#9889), Montgomery County, PA (142 branches, 71 ZIPs) (#9889), Fayette County, PA (65 branches, 65 ZIPs) (#9889), Berks County, PA (192 branches, 64 ZIPs) (#9889), Lancaster County, PA (122 branches, 61 ZIPs) (#9889), Bucks County, PA (480 branches, 60 ZIPs) (#9889).
Mid Penn Bank (#9889) reports $7.04 billion in total assets; Mid Penn Bank (#9889) equity $872.0 million (12.4% of Mid Penn Bank (#9889) assets); Mid Penn Bank (#9889) domestic deposits $5.97 billion; Mid Penn Bank (#9889) net income $41.5 million; Mid Penn Bank (#9889) return on assets 1.24%; Mid Penn Bank (#9889) return on equity 9.89%; Mid Penn Bank (#9889) net interest income $120.5 million; Mid Penn Bank (#9889) call report June 30, 2026.
Mid Penn Bank (#9889) noncurrent real-estate loans 0.02% of its book; Mid Penn Bank (#9889) residential 0.04%; Mid Penn Bank (#9889) net charge-offs on real estate 0.32%; Mid Penn Bank (#9889) multifamily charge-offs 0.09%; Mid Penn Bank (#9889) residential charge-offs 0.32%.
Mid Penn Bank (#9889) net interest margin 3.90% against an eight-quarter Mid Penn Bank (#9889) average of 3.47% (Mid Penn Bank (#9889) compression -0.43 points); Mid Penn Bank (#9889) real-estate loans 2.0% of equity; Mid Penn Bank (#9889) non-residential real estate 32.5% of equity; Mid Penn Bank (#9889) rate-exposure score 40/100, Mid Penn Bank (#9889) fixed-rate trap 40/100; Mid Penn Bank (#9889) risk type credit driven; Mid Penn Bank (#9889) rate regime rates elevated, Mid Penn Bank (#9889) snapshot October 20, 2026.
Mid Penn Bank (#9889) stress score moved from 59.9 on June 22, 2026 to 57.3 on October 20, 2026; Mid Penn Bank (#9889) ranged 57.3 to 59.9 over 117 snapshots.
Mid Penn Bank (#9889) alerts: 24 counties; top Mid Penn Bank (#9889) alert scores: Huntingdon County, PA 44 (moderate); Lancaster County, PA 37 (moderate); Philadelphia County, PA 35 (moderate); Wayne County, PA 35 (moderate); Allentown County, PA 20 (low).