Infirst Bank (FDIC #27763): Bank Stress & Real-Estate Credit Exposure
Infirst Bank (FDIC Cert #27763): bank stress 73/100, elevated, STABLE over 7 days; parent INFIRST BCORP MHC.
Infirst Bank (#27763) lends in 4 counties across 1 state; Infirst Bank (#27763) reaches 212 ZIP codes: Pennsylvania 4 counties, 212 ZIPs.
Infirst Bank (#27763) largest markets: Westmoreland County, PA (178 branches, 89 ZIPs) (#27763), Indiana County, PA (212 branches, 53 ZIPs) (#27763), Cambria County, PA (104 branches, 52 ZIPs) (#27763), Jefferson County, PA (60 branches, 30 ZIPs) (#27763).
Infirst Bank (#27763) reports $683.2 million in total assets; Infirst Bank (#27763) equity $62.6 million (9.2% of Infirst Bank (#27763) assets); Infirst Bank (#27763) domestic deposits $612.7 million; Infirst Bank (#27763) net income $3.4 million; Infirst Bank (#27763) return on assets 1.02%; Infirst Bank (#27763) return on equity 11.30%; Infirst Bank (#27763) net interest income $12.7 million; Infirst Bank (#27763) call report June 30, 2026.
Infirst Bank (#27763) noncurrent real-estate loans: none reported; Infirst Bank (#27763) residential -0.05%; Infirst Bank (#27763) net charge-offs on real estate 0.10%; Infirst Bank (#27763) residential charge-offs 0.14%.
Infirst Bank (#27763) net interest margin 3.97% against an eight-quarter Infirst Bank (#27763) average of 3.59% (Infirst Bank (#27763) compression -0.38 points); Infirst Bank (#27763) non-residential real estate 14.1% of equity; Infirst Bank (#27763) rate-exposure score 40/100, Infirst Bank (#27763) fixed-rate trap 40/100; Infirst Bank (#27763) risk type credit driven; Infirst Bank (#27763) rate regime rates elevated, Infirst Bank (#27763) snapshot October 19, 2026.
Infirst Bank (#27763) stress score moved from 75.1 on June 22, 2026 to 73 on October 19, 2026; Infirst Bank (#27763) ranged 73 to 75.1 over 116 snapshots.
Infirst Bank (#27763) alerts: 4 counties; top Infirst Bank (#27763) alert scores: Harrison City County, PA 24 (low); Johnstown County, PA 24 (low); Plumville County, PA 24 (low); Punxsutawney County, PA 24 (low).