Dime Bank (FDIC #9888): Bank Stress & Real-Estate Credit Exposure

Dime Bank (FDIC Cert #9888): bank stress 54/100, moderate, STABLE over 7 days; parent DIMECO INC.

Dime Bank (#9888) lends in 3 counties across 1 state; Dime Bank (#9888) reaches 70 ZIP codes: Pennsylvania 3 counties, 70 ZIPs.

Dime Bank (#9888) largest markets: Wayne County, PA (150 branches, 30 ZIPs) (#9888), Lackawanna County, PA (58 branches, 29 ZIPs) (#9888), Pike County, PA (38 branches, 19 ZIPs) (#9888).

Dime Bank (#9888) reports $1.19 billion in total assets; Dime Bank (#9888) equity $128.8 million (10.8% of Dime Bank (#9888) assets); Dime Bank (#9888) domestic deposits $1.01 billion; Dime Bank (#9888) net income $10.0 million; Dime Bank (#9888) return on assets 1.71%; Dime Bank (#9888) return on equity 16.02%; Dime Bank (#9888) net interest income $25.4 million; Dime Bank (#9888) call report June 30, 2026.

Dime Bank (#9888) noncurrent real-estate loans: none reported; Dime Bank (#9888) residential -0.14%; Dime Bank (#9888) net charge-offs on real estate 1.38%; Dime Bank (#9888) residential charge-offs 1.65%.

Dime Bank (#9888) net interest margin 4.65% against an eight-quarter Dime Bank (#9888) average of 4.25% (Dime Bank (#9888) compression -0.40 points); Dime Bank (#9888) non-residential real estate 165.2% of equity; Dime Bank (#9888) rate-exposure score 40/100, Dime Bank (#9888) fixed-rate trap 40/100; Dime Bank (#9888) risk type credit driven; Dime Bank (#9888) rate regime rates elevated, Dime Bank (#9888) snapshot October 19, 2026.

Dime Bank (#9888) stress score moved from 52.9 on June 22, 2026 to 53.6 on October 19, 2026; Dime Bank (#9888) ranged 52.9 to 53.6 over 116 snapshots.

Dime Bank (#9888) alerts: 3 counties; top Dime Bank (#9888) alert scores: Greentown County, PA 20 (low); Honesdale County, PA 20 (low); Scranton County, PA 20 (low).