Univest Bank&Trust Co (FDIC #7759): Bank Stress & Real-Estate Credit Exposure
Univest Bank&Trust Co (FDIC Cert #7759): bank stress 60/100, elevated, STABLE over 7 days; parent UNIVEST FINANCIAL CORP (UVSP).
Univest Bank&Trust Co (#7759) lends in 15 counties across 3 states; Univest Bank&Trust Co (#7759) reaches 665 ZIP codes: Pennsylvania 12 counties, 575 ZIPs; Maryland 2 counties, 74 ZIPs; New Jersey 1 county, 16 ZIPs.
Univest Bank&Trust Co (#7759) largest markets: Allegheny County, PA (119 branches, 119 ZIPs) (#7759), Montgomery County, PA (1,420 branches, 71 ZIPs) (#7759), Berks County, PA (64 branches, 64 ZIPs) (#7759), Lancaster County, PA (305 branches, 61 ZIPs) (#7759), Bucks County, PA (480 branches, 60 ZIPs) (#7759), Baltimore County, MD (57 branches, 57 ZIPs) (#7759).
Univest Bank&Trust Co (#7759) reports $8.17 billion in total assets; Univest Bank&Trust Co (#7759) equity $921.9 million (11.3% of Univest Bank&Trust Co (#7759) assets); Univest Bank&Trust Co (#7759) domestic deposits $7.04 billion; Univest Bank&Trust Co (#7759) net income $52.7 million; Univest Bank&Trust Co (#7759) return on assets 1.28%; Univest Bank&Trust Co (#7759) return on equity 11.52%; Univest Bank&Trust Co (#7759) net interest income $132.9 million; Univest Bank&Trust Co (#7759) call report June 30, 2026.
Univest Bank&Trust Co (#7759) noncurrent real-estate loans 0.02% of its book; Univest Bank&Trust Co (#7759) residential 0.02%; Univest Bank&Trust Co (#7759) net charge-offs on real estate 0.22%; Univest Bank&Trust Co (#7759) multifamily charge-offs 0.35%; Univest Bank&Trust Co (#7759) residential charge-offs 0.22%.
Univest Bank&Trust Co (#7759) net interest margin 3.48% against an eight-quarter Univest Bank&Trust Co (#7759) average of 3.23% (Univest Bank&Trust Co (#7759) compression -0.25 points); Univest Bank&Trust Co (#7759) real-estate loans 2.3% of equity; Univest Bank&Trust Co (#7759) non-residential real estate 22.4% of equity; Univest Bank&Trust Co (#7759) rate-exposure score 40/100, Univest Bank&Trust Co (#7759) fixed-rate trap 40/100; Univest Bank&Trust Co (#7759) risk type credit driven; Univest Bank&Trust Co (#7759) rate regime rates elevated; Univest Bank&Trust Co (#7759) shares 8.3% below the 52-week high, Univest Bank&Trust Co (#7759) equity trend weakening, Univest Bank&Trust Co (#7759) snapshot October 20, 2026.
Univest Bank&Trust Co (#7759) stress score moved from 57.9 on June 22, 2026 to 60.4 on October 20, 2026; Univest Bank&Trust Co (#7759) ranged 57.9 to 60.4 over 117 snapshots.
Univest Bank&Trust Co (#7759) alerts: 15 counties; top Univest Bank&Trust Co (#7759) alert scores: Philadelphia County, PA 36 (moderate); York County, PA 30 (low); Allentown County, PA 21 (low); Baltimore County, PA 21 (low); Bethlehem County, PA 21 (low).