Woori America Bank (FDIC #24920): Bank Stress & Real-Estate Credit Exposure
Woori America Bank (FDIC Cert #24920): bank stress 65/100, elevated, STABLE over 7 days; parent WOORI FINANCIAL GROUP INC (WF).
Woori America Bank (#24920) lends in 11 counties across 8 states; Woori America Bank (#24920) reaches 832 ZIP codes: California 2 counties, 390 ZIPs; New York 2 counties, 138 ZIPs; Texas 2 counties, 67 ZIPs; Pennsylvania 1 county, 71 ZIPs; New Jersey 1 county, 66 ZIPs; Virginia 1 county, 49 ZIPs.
Woori America Bank (#24920) largest markets: Los Angeles County, CA (912 branches, 304 ZIPs) (#24920), Orange County, CA (276 branches, 92 ZIPs) (#24920), Montgomery County, PA (71 branches, 71 ZIPs) (#24920), New York County, NY (70 branches, 70 ZIPs) (#24920), Queens County, NY (272 branches, 68 ZIPs) (#24920), Bergen County, NJ (264 branches, 66 ZIPs) (#24920).
Woori America Bank (#24920) reports $4.12 billion in total assets; Woori America Bank (#24920) equity $537.7 million (13.1% of Woori America Bank (#24920) assets); Woori America Bank (#24920) domestic deposits $3.53 billion; Woori America Bank (#24920) net income $14.6 million; Woori America Bank (#24920) return on assets 0.72%; Woori America Bank (#24920) return on equity 5.52%; Woori America Bank (#24920) net interest income $57.5 million; Woori America Bank (#24920) call report June 30, 2026.
Woori America Bank (#24920) noncurrent real-estate loans: none reported; Woori America Bank (#24920) net charge-offs on real estate 2.31%; Woori America Bank (#24920) residential charge-offs 3.64%.
Woori America Bank (#24920) net interest margin 2.93% against an eight-quarter Woori America Bank (#24920) average of 2.82% (Woori America Bank (#24920) compression -0.11 points); Woori America Bank (#24920) non-residential real estate 364.2% of equity; Woori America Bank (#24920) rate-exposure score 40/100, Woori America Bank (#24920) fixed-rate trap 40/100; Woori America Bank (#24920) risk type credit driven; Woori America Bank (#24920) rate regime rates elevated; Woori America Bank (#24920) shares 17.1% below the 52-week high, Woori America Bank (#24920) equity trend weakening, Woori America Bank (#24920) snapshot October 19, 2026.
Woori America Bank (#24920) stress score moved from 70.4 on June 22, 2026 to 65.2 on October 19, 2026; Woori America Bank (#24920) ranged 65.2 to 70.4 over 116 snapshots.
Woori America Bank (#24920) alerts: 11 counties; top Woori America Bank (#24920) alert scores: New York County, NY 44 (moderate); Austin County, NY 23 (low); Centreville County, NY 23 (low); Duluth County, NY 23 (low); Elkins Park County, NY 23 (low).