Freedom Bank Of Virginia (FDIC #57184): Bank Stress & Real-Estate Credit Exposure
Freedom Bank Of Virginia (FDIC Cert #57184): bank stress 81/100, severe, STABLE over 7 days; parent FREEDOM FINANCIAL HOLDINGS INC.
Freedom Bank Of Virginia (#57184) lends in 3 counties across 1 state; Freedom Bank Of Virginia (#57184) reaches 68 ZIP codes: Virginia 3 counties, 68 ZIPs.
Freedom Bank Of Virginia (#57184) largest markets: Fairfax County, VA (196 branches, 49 ZIPs) (#57184), Prince William County, VA (19 branches, 19 ZIPs) (#57184), Fairfax County, VA (3 branches, 3 ZIPs) (#57184).
Freedom Bank Of Virginia (#57184) reports $1.04 billion in total assets; Freedom Bank Of Virginia (#57184) equity $104.1 million (10.0% of Freedom Bank Of Virginia (#57184) assets); Freedom Bank Of Virginia (#57184) domestic deposits $875.0 million; Freedom Bank Of Virginia (#57184) net income $2.3 million; Freedom Bank Of Virginia (#57184) return on assets 0.45%; Freedom Bank Of Virginia (#57184) return on equity 4.55%; Freedom Bank Of Virginia (#57184) net interest income $14.3 million; Freedom Bank Of Virginia (#57184) call report June 30, 2026.
Freedom Bank Of Virginia (#57184) noncurrent real-estate loans: none reported; Freedom Bank Of Virginia (#57184) residential -0.02%; Freedom Bank Of Virginia (#57184) net charge-offs on real estate 1.16%; Freedom Bank Of Virginia (#57184) residential charge-offs 1.90%.
Freedom Bank Of Virginia (#57184) net interest margin 2.90% against an eight-quarter Freedom Bank Of Virginia (#57184) average of 2.84% (Freedom Bank Of Virginia (#57184) compression -0.06 points); Freedom Bank Of Virginia (#57184) non-residential real estate 190.0% of equity; Freedom Bank Of Virginia (#57184) rate-exposure score 40/100, Freedom Bank Of Virginia (#57184) fixed-rate trap 40/100; Freedom Bank Of Virginia (#57184) risk type credit driven; Freedom Bank Of Virginia (#57184) rate regime rates elevated, Freedom Bank Of Virginia (#57184) snapshot October 19, 2026.
Freedom Bank Of Virginia (#57184) stress score moved from 77.7 on June 22, 2026 to 81.5 on October 19, 2026; Freedom Bank Of Virginia (#57184) ranged 77.7 to 81.5 over 116 snapshots.
Freedom Bank Of Virginia (#57184) alerts: 3 counties; top Freedom Bank Of Virginia (#57184) alert scores: Fairfax County, VA 42 (moderate); Manassas County, VA 36 (moderate); Vienna County, VA 25 (low).