National Bank Of Blacksburg (FDIC #6821): Bank Stress & Real-Estate Credit Exposure

National Bank Of Blacksburg (FDIC Cert #6821): bank stress 82/100, severe, STABLE over 7 days; parent NATIONAL BANKSHARES INC (NKSH).

National Bank Of Blacksburg (#6821) lends in 12 counties across 1 state; National Bank Of Blacksburg (#6821) reaches 96 ZIP codes: Virginia 12 counties, 96 ZIPs.

National Bank Of Blacksburg (#6821) largest markets: Tazewell County, VA (126 branches, 18 ZIPs) (#6821), Campbell County, VA (14 branches, 14 ZIPs) (#6821), Wythe County, VA (11 branches, 11 ZIPs) (#6821), Montgomery County, VA (77 branches, 11 ZIPs) (#6821), Washington County, VA (11 branches, 11 ZIPs) (#6821), Roanoke County, VA (11 branches, 11 ZIPs) (#6821).

National Bank Of Blacksburg (#6821) reports $1.83 billion in total assets; National Bank Of Blacksburg (#6821) equity $169.2 million (9.2% of National Bank Of Blacksburg (#6821) assets); National Bank Of Blacksburg (#6821) domestic deposits $1.65 billion; National Bank Of Blacksburg (#6821) net income $5.2 million; National Bank Of Blacksburg (#6821) return on assets 0.57%; National Bank Of Blacksburg (#6821) return on equity 6.29%; National Bank Of Blacksburg (#6821) net interest income $25.8 million; National Bank Of Blacksburg (#6821) call report June 30, 2026.

National Bank Of Blacksburg (#6821) noncurrent real-estate loans: none reported; National Bank Of Blacksburg (#6821) net charge-offs on real estate 0.07%; National Bank Of Blacksburg (#6821) residential charge-offs 0.11%.

National Bank Of Blacksburg (#6821) net interest margin 3.03% against an eight-quarter National Bank Of Blacksburg (#6821) average of 2.59% (National Bank Of Blacksburg (#6821) compression -0.44 points); National Bank Of Blacksburg (#6821) non-residential real estate 11.0% of equity; National Bank Of Blacksburg (#6821) rate-exposure score 40/100, National Bank Of Blacksburg (#6821) fixed-rate trap 40/100; National Bank Of Blacksburg (#6821) risk type credit driven; National Bank Of Blacksburg (#6821) rate regime rates elevated; National Bank Of Blacksburg (#6821) shares 0.0% off the 52-week high, National Bank Of Blacksburg (#6821) equity trend strong, National Bank Of Blacksburg (#6821) snapshot October 19, 2026.

National Bank Of Blacksburg (#6821) stress score moved from 70.1 on June 22, 2026 to 81.8 on October 19, 2026; National Bank Of Blacksburg (#6821) ranged 70.1 to 81.8 over 116 snapshots.

National Bank Of Blacksburg (#6821) alerts: 12 counties; top National Bank Of Blacksburg (#6821) alert scores: Lynchburg County, VA 51 (elevated); Galax County, VA 50 (moderate); Pulaski County, VA 46 (moderate); Tazewell County, VA 45 (moderate); Waynesboro County, VA 44 (moderate).