First Bank Of Alabama (FDIC #2832): Bank Stress & Real-Estate Credit Exposure
First Bank Of Alabama (FDIC Cert #2832): bank stress 71/100, elevated, STABLE over 7 days; parent FIRSTBANC OF ALABAMA INC.
First Bank Of Alabama (#2832) lends in 7 counties across 1 state; First Bank Of Alabama (#2832) reaches 77 ZIP codes: Alabama 7 counties, 77 ZIPs.
First Bank Of Alabama (#2832) largest markets: Dekalb County, AL (72 branches, 24 ZIPs) (#2832), Chilton County, AL (14 branches, 14 ZIPs) (#2832), Calhoun County, AL (42 branches, 14 ZIPs) (#2832), Talladega County, AL (60 branches, 12 ZIPs) (#2832), Clay County, AL (12 branches, 12 ZIPs) (#2832), Randolph County, AL (24 branches, 8 ZIPs) (#2832).
First Bank Of Alabama (#2832) reports $1.36 billion in total assets; First Bank Of Alabama (#2832) equity $112.1 million (8.2% of First Bank Of Alabama (#2832) assets); First Bank Of Alabama (#2832) domestic deposits $1.21 billion; First Bank Of Alabama (#2832) net income $8.6 million; First Bank Of Alabama (#2832) return on assets 1.31%; First Bank Of Alabama (#2832) return on equity 16.45%; First Bank Of Alabama (#2832) net interest income $25.5 million; First Bank Of Alabama (#2832) call report June 30, 2026.
First Bank Of Alabama (#2832) noncurrent real-estate loans 0.28% of its book; First Bank Of Alabama (#2832) residential 0.59%; First Bank Of Alabama (#2832) net charge-offs on real estate 3.09%; First Bank Of Alabama (#2832) residential charge-offs 5.34%.
First Bank Of Alabama (#2832) net interest margin 4.34% against an eight-quarter First Bank Of Alabama (#2832) average of 4.07% (First Bank Of Alabama (#2832) compression -0.28 points); First Bank Of Alabama (#2832) real-estate loans 28.2% of equity; First Bank Of Alabama (#2832) non-residential real estate 533.7% of equity; First Bank Of Alabama (#2832) rate-exposure score 40/100, First Bank Of Alabama (#2832) fixed-rate trap 40/100; First Bank Of Alabama (#2832) risk type credit driven; First Bank Of Alabama (#2832) rate regime rates elevated, First Bank Of Alabama (#2832) snapshot October 20, 2026.
First Bank Of Alabama (#2832) stress score moved from 68.3 on June 22, 2026 to 70.6 on October 20, 2026; First Bank Of Alabama (#2832) ranged 68.3 to 70.6 over 117 snapshots.
First Bank Of Alabama (#2832) alerts: 7 counties; top First Bank Of Alabama (#2832) alert scores: Talladega County, AL 34 (low); Ashland County, AL 24 (low); Clanton County, AL 24 (low); Oxford County, AL 24 (low); Rainsville County, AL 24 (low).