Talladega County, AL: Foreclosures, Tax Liens & Distressed Properties

Talladega County, AL, Alabama: 12 ZIP codes scored, Talladega County, AL averaging 29/100 (low, Talladega, AL), from 17 to 33. Talladega County, AL is in its peak phase (Talladega, AL confidence 22/100): Talladega, AL home prices up 3.2% (Talladega, AL) over twelve months. Talladega County, AL lender headwind: 29/100.

Highest-scoring Talladega County, AL ZIPs: 36203 (33/100), 35096 (32/100), 36260 (32/100), 35014 (31/100), 35032 (31/100), 35044 (31/100). Also scored in Talladega County, AL: 35149, 35150, 36268, 35160, 35151, 35072.

Across Talladega County, AL's scored ZIPs: median home value $142,530, household income $56,719, 15.7% vacancy, 18.2% poverty, 78% owner-occupied, median age 41.0.

Talladega County, AL insurance distress 85/100 (#216 in the US); FEMA hazard 87/100 for Talladega, AL; 3 federal disaster declarations in Talladega County, AL since 2023 (3 hurricane); 7 Talladega, AL NFIP flood claims, $341K paid; Talladega, AL construction distress 50/100.

8 banks with 16 branches lend in Talladega County, AL; Talladega, AL weighted bank stress 61/100, highest 71/100 in Talladega, AL.

Talladega County, AL unemployment 4.2% (Talladega, AL +0.5 pts, six months); 198 new housing units permitted in Talladega County, AL over twelve months, Talladega, AL up 2% from 194; Talladega, AL home prices +9.1% a year (Talladega, AL) over three years.

38,547 housing units in Talladega County, AL; 9,024 Talladega, AL renter households; 32% of Talladega, AL renters spend 30%+ of income on rent, 18% (Talladega, AL) half or more.

Talladega County, AL ranks #485 nationally on the opportunity index (Talladega, AL, among all ranked counties); Talladega, AL scores 33.5/100 and Talladega, AL sits #21 inside Alabama. Talladega, AL is in the peak_opportunity opportunity phase; Talladega, AL's primary driver is vacancy, Talladega, AL second driver bank institutional; Talladega, AL moved up 366 places. 9 short-sale listings across Talladega, AL; 105 days on market observed in Talladega, AL; 14.3% vacancy over 12 Talladega, AL ZIPs.

No CFPB county sample covers Talladega County, AL. The non-metro area reading for Talladega, AL: 1.6% ninety-plus days late; Talladega, AL's thirty-to-eighty-nine share is 4.7% (Talladega, AL, December 2025 data); Alabama overall 1.1%.

Talladega County, AL has 3 watched banks; 3 Talladega, AL banks sit in an elevated band. Talladega, AL footprints: First Bank Of Alabama (5 branches, stress 71) in Talladega, AL; Regions Bank (3 branches, stress 57) in Talladega, AL; Metro Bank (1 branch, stress 47) in Talladega, AL.

HUD lists 7 assisted multifamily properties in Talladega County, AL with 178 units; 178 Talladega, AL units are assisted, 4 Talladega, AL properties under project-based Section 8.

4,903 of the 38,547 housing units in Talladega, AL sit vacant. Talladega County, AL permitted 63 multifamily units in twelve months; Talladega, AL's one-to-four unit structures added 135 units in Talladega County, AL.