ZIP 35014 Property Distress & Foreclosure Data

DLRadar grades ZIP 35014 (Talladega County, Alabama) at a moderate 32/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), FEMA disaster exposure (83/100), climate & FEMA risk (81/100). On the structural side it scores 70/100, with 7/100 of stress already active. Property-level stress concentrates in structural risk (70/100), institutional ownership (63/100), construction/permit lag (50/100). mortgage stress (25/100) stay muted.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 33% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $73,389, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 19/100. Around 0% of renters are cost-burdened. The typical home is worth about $171,800 (1.6× income, relatively affordable). Around 14% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,832 housing units. The poverty rate is 10.8%. The vacancy rate is 17.4% — elevated. 3,353 residents call 35014 home, typically aged 51. 91% of housing is owner-occupied.

Taken together, 35014 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.