ZIP 36260 Property Distress & Foreclosure Data

In Talladega County, Alabama, ZIP 36260 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (81/100). On the structural side it scores 70/100, with 7/100 of stress already active. Its standout signals are structural risk (70/100), institutional ownership (63/100), construction/permit lag (47/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 4.8% year on year, and 15% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Median household income is $57,163, below the U.S. median near $78,000. Owners hold 83% of homes, renters 17%. Educational attainment sits at 20% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 26/100. Around 16% of renters are cost-burdened. The ZIP holds roughly 1,817 housing units. 17.6% of residents fall below the poverty threshold. The vacancy rate is 12.4% — elevated. About 4,729 people live here, median age 36. Home values center near $160,900, an affordability ratio of 2.7× — accessible.

Net-net, 36260 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.