ZIP 35044 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35044 (Talladega County, Alabama) lands at 31/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (84/100), climate & FEMA risk (81/100), FEMA disaster exposure (78/100)). Its heaviest discrete signals: structural risk (68/100), institutional ownership (61/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (25/100). The latent-versus-live split is 68/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 22% lower over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $124,500 here, or 2.4 times local income. The tenure split is 69% owner-occupied to 31% rented. Population is roughly 8,225 with a median age of 42. The ZIP holds roughly 3,841 housing units. Rent burden reaches 29% of tenant households. At $50,448, median income runs below typical U.S. levels. The poverty rate is 16.2%. Around 12% of adults hold a bachelor's degree or higher. Vacancy runs 9.2%. On demographic stress specifically, 35044 scores 28/100.

Net-net, 35044 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 35044 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 35044's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 35044, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 35044's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 35044 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.