Robertson Banking Co (FDIC #39): Bank Stress & Real-Estate Credit Exposure
Robertson Banking Co (FDIC Cert #39): bank stress 46/100, moderate, STABLE over 7 days; parent RBC INC.
Robertson Banking Co (#39) lends in 3 counties across 1 state; Robertson Banking Co (#39) reaches 105 ZIP codes: Alabama 3 counties, 105 ZIPs.
Robertson Banking Co (#39) largest markets: Jefferson County, AL (128 branches, 64 ZIPs) (#39), Tuscaloosa County, AL (56 branches, 28 ZIPs) (#39), Marengo County, AL (64 branches, 16 ZIPs) (#39).
Robertson Banking Co (#39) reports $462.7 million in total assets; Robertson Banking Co (#39) equity $51.1 million (11.0% of Robertson Banking Co (#39) assets); Robertson Banking Co (#39) domestic deposits $399.5 million; Robertson Banking Co (#39) net income $4.8 million; Robertson Banking Co (#39) return on assets 2.04%; Robertson Banking Co (#39) return on equity 19.34%; Robertson Banking Co (#39) net interest income $9.4 million; Robertson Banking Co (#39) call report June 30, 2026.
Robertson Banking Co (#39) noncurrent real-estate loans: none reported; Robertson Banking Co (#39) residential -0.01%; Robertson Banking Co (#39) net charge-offs on real estate 0.12%; Robertson Banking Co (#39) residential charge-offs 0.01%.
Robertson Banking Co (#39) net interest margin 4.29% against an eight-quarter Robertson Banking Co (#39) average of 4.15% (Robertson Banking Co (#39) compression -0.14 points); Robertson Banking Co (#39) non-residential real estate 1.4% of equity; Robertson Banking Co (#39) rate-exposure score 40/100, Robertson Banking Co (#39) fixed-rate trap 40/100; Robertson Banking Co (#39) risk type credit driven; Robertson Banking Co (#39) rate regime rates elevated, Robertson Banking Co (#39) snapshot October 19, 2026.
Robertson Banking Co (#39) stress score moved from 45.5 on June 22, 2026 to 46.1 on October 19, 2026; Robertson Banking Co (#39) ranged 45.5 to 46.1 over 116 snapshots.
Robertson Banking Co (#39) alerts: 3 counties; top Robertson Banking Co (#39) alert scores: Tuscaloosa County, AL 37 (moderate); Birmingham County, AL 18 (low); Thomaston County, AL 18 (low).