Peoples Bank Of Alabama (FDIC #22537): Bank Stress & Real-Estate Credit Exposure

Peoples Bank Of Alabama (FDIC Cert #22537): bank stress 52/100, moderate, STABLE over 7 days; parent ALTRUST FINANCIAL SERVICES INC.

Peoples Bank Of Alabama (#22537) lends in 9 counties across 1 state; Peoples Bank Of Alabama (#22537) reaches 169 ZIP codes: Alabama 9 counties, 169 ZIPs.

Peoples Bank Of Alabama (#22537) largest markets: Jefferson County, AL (256 branches, 64 ZIPs) (#22537), Madison County, AL (25 branches, 25 ZIPs) (#22537), Shelby County, AL (23 branches, 23 ZIPs) (#22537), Cullman County, AL (114 branches, 19 ZIPs) (#22537), Marshall County, AL (90 branches, 18 ZIPs) (#22537), Blount County, AL (51 branches, 17 ZIPs) (#22537).

Peoples Bank Of Alabama (#22537) reports $1.42 billion in total assets; Peoples Bank Of Alabama (#22537) equity $143.7 million (10.1% of Peoples Bank Of Alabama (#22537) assets); Peoples Bank Of Alabama (#22537) domestic deposits $1.27 billion; Peoples Bank Of Alabama (#22537) net income $13.7 million; Peoples Bank Of Alabama (#22537) return on assets 1.93%; Peoples Bank Of Alabama (#22537) return on equity 19.18%; Peoples Bank Of Alabama (#22537) net interest income $30.8 million; Peoples Bank Of Alabama (#22537) call report June 30, 2026.

Peoples Bank Of Alabama (#22537) noncurrent real-estate loans: none reported; Peoples Bank Of Alabama (#22537) residential 0.01%; Peoples Bank Of Alabama (#22537) net charge-offs on real estate 0.71%; Peoples Bank Of Alabama (#22537) residential charge-offs 0.57%.

Peoples Bank Of Alabama (#22537) net interest margin 4.60% against an eight-quarter Peoples Bank Of Alabama (#22537) average of 4.59% (Peoples Bank Of Alabama (#22537) compression -0.01 points); Peoples Bank Of Alabama (#22537) non-residential real estate 56.7% of equity; Peoples Bank Of Alabama (#22537) rate-exposure score 40/100, Peoples Bank Of Alabama (#22537) fixed-rate trap 40/100; Peoples Bank Of Alabama (#22537) risk type credit driven; Peoples Bank Of Alabama (#22537) rate regime rates elevated, Peoples Bank Of Alabama (#22537) snapshot October 19, 2026.

Peoples Bank Of Alabama (#22537) stress score moved from 52.6 on June 22, 2026 to 51.7 on October 19, 2026; Peoples Bank Of Alabama (#22537) ranged 51.7 to 52.6 over 116 snapshots.

Peoples Bank Of Alabama (#22537) alerts: 9 counties; top Peoples Bank Of Alabama (#22537) alert scores: Centre County, AL 20 (low); Guntersville County, AL 20 (low); Holly Pond County, AL 20 (low); Huntsville County, AL 20 (low); Oneonta County, AL 20 (low).