Marion Community Bank (FDIC #14184): Bank Stress & Real-Estate Credit Exposure
Marion Community Bank (FDIC Cert #14184): bank stress 80/100, severe, STABLE over 7 days; parent MARION BANCSHARES INC.
Marion Community Bank (#14184) lends in 5 counties across 1 state; Marion Community Bank (#14184) reaches 68 ZIP codes: Alabama 5 counties, 68 ZIPs.
Marion Community Bank (#14184) largest markets: Montgomery County, AL (28 branches, 28 ZIPs) (#14184), Chilton County, AL (42 branches, 14 ZIPs) (#14184), Elmore County, AL (13 branches, 13 ZIPs) (#14184), Dallas County, AL (10 branches, 10 ZIPs) (#14184), Perry County, AL (9 branches, 9 ZIPs) (#14184).
Marion Community Bank (#14184) reports $364.2 million in total assets; Marion Community Bank (#14184) equity $23.5 million (6.5% of Marion Community Bank (#14184) assets); Marion Community Bank (#14184) domestic deposits $326.2 million; Marion Community Bank (#14184) net income $1.9 million; Marion Community Bank (#14184) return on assets 1.06%; Marion Community Bank (#14184) return on equity 16.41%; Marion Community Bank (#14184) net interest income $6.8 million; Marion Community Bank (#14184) call report June 30, 2026.
Marion Community Bank (#14184) noncurrent real-estate loans: none reported; Marion Community Bank (#14184) net charge-offs on real estate 2.98%; Marion Community Bank (#14184) multifamily charge-offs 11.63%.
Marion Community Bank (#14184) net interest margin 4.18% against an eight-quarter Marion Community Bank (#14184) average of 3.63% (Marion Community Bank (#14184) compression -0.55 points); Marion Community Bank (#14184) real-estate loans 0.2% of equity; Marion Community Bank (#14184) rate-exposure score 40/100, Marion Community Bank (#14184) fixed-rate trap 40/100; Marion Community Bank (#14184) risk type credit driven; Marion Community Bank (#14184) rate regime rates elevated, Marion Community Bank (#14184) snapshot October 19, 2026.
Marion Community Bank (#14184) stress score moved from 79.2 on June 22, 2026 to 79.9 on October 20, 2026; Marion Community Bank (#14184) ranged 79.2 to 79.9 over 117 snapshots.
Marion Community Bank (#14184) alerts: 5 counties; top Marion Community Bank (#14184) alert scores: Marion County, AL 50 (moderate); Montgomery County, AL 45 (moderate); Maplesville County, AL 27 (low); Selma County, AL 27 (low); Wetumpka County, AL 27 (low).