Clarke County, AL: Foreclosures, Tax Liens & Distressed Properties

Clarke County, AL, Alabama: 10 ZIP codes scored, Clarke County, AL averaging 18/100 (low, Clarke, AL), from 17 to 21. Clarke County, AL is in its expansion phase (Clarke, AL confidence 34/100): Clarke, AL home prices up 5.0% (Clarke, AL) over twelve months. Clarke County, AL lender headwind: 61/100.

Highest-scoring Clarke County, AL ZIPs: 36751 (21/100), 36482 (20/100), 36436 (18/100), 36446 (18/100), 36451 (18/100), 36524 (18/100). Also scored in Clarke County, AL: 36540, 36545, 36727, 36784.

Across Clarke County, AL's scored ZIPs: median home value $100,811, household income $51,016, 28.1% vacancy, 15.8% poverty, 78% owner-occupied, median age 39.6.

Clarke County, AL insurance distress 37/100 (#1,362 in the US); FEMA hazard 73/100 for Clarke, AL; 2 federal disaster declarations in Clarke County, AL since 2023 (2 hurricane); Clarke, AL construction distress 21/100.

6 banks with 13 branches lend in Clarke County, AL; Clarke, AL weighted bank stress 66/100, highest 77/100 in Clarke, AL.

Clarke County, AL unemployment 6.0% (Clarke, AL +0.8 pts, six months); 12 new housing units permitted in Clarke County, AL over twelve months, Clarke, AL up 33% from 9; Clarke, AL home prices +4.9% a year (Clarke, AL) over three years.

11,749 housing units in Clarke County, AL; 2,458 Clarke, AL renter households; 35% of Clarke, AL renters spend 30%+ of income on rent, 14% (Clarke, AL) half or more.

Clarke County, AL ranks #724 nationally on the opportunity index (Clarke, AL, among all ranked counties); Clarke, AL scores 32.3/100 and Clarke, AL sits #28 inside Alabama. Clarke, AL is in the early_signal opportunity phase; Clarke, AL's primary driver is vacancy, Clarke, AL second driver bank institutional; Clarke, AL moved down 61 places. 82 days on market observed in Clarke, AL; 27.4% vacancy over 10 Clarke, AL ZIPs.

No CFPB county sample covers Clarke County, AL. The non-metro area reading for Clarke, AL: 1.6% ninety-plus days late; Clarke, AL's thirty-to-eighty-nine share is 4.7% (Clarke, AL, December 2025 data); Alabama overall 1.1%.

Clarke County, AL has 4 watched banks; 4 Clarke, AL banks sit in an elevated band. Clarke, AL footprints: First Us Bank (4 branches, stress 77) in Clarke, AL; Regions Bank (2 branches, stress 57) in Clarke, AL; Sweet Water State Bank (1 branch, stress 64) in Clarke, AL.

HUD lists 1 assisted multifamily property in Clarke County, AL with 9 units; 8 Clarke, AL units are assisted.

3,326 of the 11,749 housing units in Clarke, AL sit vacant. Clarke County, AL permitted 0 multifamily units in twelve months; Clarke, AL's one-to-four unit structures added 12 units in Clarke County, AL.