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ZIP 36451 Foreclosure, Tax-Lien & Distress Report

Clarke County, Alabama · High Vacancy market

ZIP code 36451 in Clarke County, Alabama carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic distress index. Its heaviest discrete signals: institutional ownership (41/100), structural risk (35/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (17/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (74/100). Latent structural risk is 35/100 while live distress already moving reads 7/100.

The market reads expansion — home values rose 5.0% year on year, and 20% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

13.1% of residents fall below the poverty threshold. The ZIP holds roughly 2,401 housing units. Owners hold 73% of homes, renters 27%. The vacancy rate is 19.6% — elevated. At $48,849, median income runs below typical U.S. levels. Population is roughly 4,266 with a median age of 47. About 19% have a four-year degree. The demographic-stress sub-score lands at 29/100. Rent burden reaches 36% of tenant households. Home values center near $152,400, an affordability ratio of 2.7× — accessible.

On the whole, 36451 leans distressed, with opportunity clustered in specific stressed parcels. While 36451 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 36451 read uses the identical scoring model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 36451 stays directly comparable to neighboring ZIPs and the rest of Clarke County, Alabama. Sparse data for 36451 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 36451's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 36451 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

17/100
Composite stress
35/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 36451

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk50
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 36451 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 36451, the same set carried on every parcel.

Loading ZIP 36451 stress data…

Clarke County ZIPs near 36451

Nearest ZIP codes to 36451

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Clarke County, Alabama

Additional distress intelligence spanning Clarke County, Alabama by ZIP, county and state.

Unlock parcel-level detail for ZIP 36451

Every distressed parcel in 36451 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

Each signal above is traceable to an open dataset · methodology

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