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ZIP 36784 Foreclosure, Tax-Lien & Distress Report

Clarke County, Alabama · High Vacancy market

ZIP 36784's composite property-distress score is 18/100 - DLRadar classes that as low for Clarke County, Alabama. Environmental exposure also runs high (FEMA disaster exposure (78/100)). Leading the profile are institutional ownership (43/100), structural risk (38/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (21/100) register low. Structural risk reads 38/100 against active distress of 6/100.

The market reads expansion — home values rose 5.0% year on year, and 7% lower over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 26.1% — elevated. The typical home is worth about $110,700 (2.4× income, relatively affordable). There are about 3,010 housing units across 36784. DLRadar's demographic-stress index for the area reads 34/100. 65% of housing is owner-occupied. The poverty rate is 18.3% — high, a tax-stress and distress correlate. About 6,104 people live here, median age 37. At $51,442, median income runs below typical U.S. levels. Rent burden reaches 47% of tenant households. Around 11% of adults hold a bachelor's degree or higher.

Net-net, 36784 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 36784 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 36784 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Clarke County, Alabama and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 36784 shows blanks, not estimates, wherever the record is sparse.

Behind 36784's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 36784 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

18/100
Composite stress
38/100
Structural risk
6/100
Distress activity

ZIP 36784 distress signals, scored

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk48
36784 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 36784 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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