ZIP 36545 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 36545 (Clarke County, Alabama) lands at 19/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (78/100). Structural risk reads 39/100 against active distress of 7/100. Leading the profile are institutional ownership (44/100), structural risk (39/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (22/100).

Prices here sit in a expansion phase: values rose 5.0% over the trailing year, and 3% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 4,316 housing units. A median home runs $141,200 here, or 2.9 times local income. Roughly 26.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 28.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 51% of tenant households. The demographic-stress sub-score lands at 36/100. About 18% have a four-year degree. Population is roughly 8,596 with a median age of 44. Households earn a median $49,338 — below the roughly $78,000 national figure. 71% of housing is owner-occupied.

Taken together, 36545 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 36545 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 36545's 19/100 can be lined up against any neighbor in Clarke County, Alabama or any ZIP coast to coast. Where the public record is thin for 36545, the field stays empty rather than modeled, and fills in as new documents post.

36545's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 36545 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.