ZIP 36545 Property Distress & Foreclosure Data

DLRadar grades ZIP 36545 (Clarke County, Alabama) at a low 17/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100). The latent-versus-live split is 34/100 structural and 7/100 already moving. Property-level stress concentrates in institutional ownership (46/100), structural risk (34/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) and construction/permit lag (7/100) register low.

The market reads peak — home values rose 4.2% year on year, and 3% higher over three years (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 4,316 housing units. Home values center near $141,200, an affordability ratio of 2.9× — accessible. 26.8% of residents fall below the poverty threshold. The vacancy rate is 28.8% — elevated. Around 51% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 36/100. Educational attainment sits at 18% bachelor's-or-above. About 8,596 people live here, median age 44. Median household income is $49,338, below the U.S. median near $78,000. Owners hold 71% of homes, renters 29%.

Net-net, 36545 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.