ZIP 36480 Foreclosure, Tax-Lien & Distress Report
Monroe County, Alabama · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 36480 in Monroe County, Alabama comes in at 21, a low composite-distress reading. Property-level stress concentrates in construction/permit lag (62/100), structural risk (44/100), institutional ownership (43/100). mortgage stress (21/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (78/100)). Latent structural risk is 44/100 while live distress already moving reads 6/100.
The market reads expansion — home values rose 5.0% year on year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Around 69% of renters are cost-burdened. 7.8% of residents fall below the poverty threshold. About 1,375 people live here, median age 50. Home values center near $163,100, an affordability ratio of 3.1× — accessible. About 9% have a four-year degree. On demographic stress specifically, 36480 scores 37/100. Median household income is $48,750, below the U.S. median near $78,000. The vacancy rate is 42.1% — elevated. Owners hold 92% of homes, renters 8%. There are about 848 housing units across 36480.
Net-net, 36480 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 36480 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 36480's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 36480 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 36480 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. For a buyer, 36480 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 36480
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 36480 distress snapshot
36480 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Open 36480 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology