ZIP 36480 Property Distress & Foreclosure Data

ZIP code 36480 in Monroe County, Alabama carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (45/100), structural risk (35/100), construction/permit lag (22/100). On the quiet end sit construction/permit lag (22/100) and mortgage stress (21/100). Environmental exposure also runs high (FEMA disaster exposure (83/100)). On the structural side it scores 35/100, with 6/100 of stress already active.

The peak-phase market in 36480 posted values that rose 4.2% over the year (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 69% of renters are cost-burdened. Roughly 7.8% live below the poverty line. Population is roughly 1,375 with a median age of 50. A median home runs $163,100 here, or 3.1 times local income. About 9% have a four-year degree. On demographic stress specifically, 36480 scores 37/100. Households earn a median $48,750 — below the roughly $78,000 national figure. The vacancy rate is 42.1% — elevated. The tenure split is 92% owner-occupied to 8% rented. The ZIP holds roughly 848 housing units.

On the whole, 36480 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.