ZIP 36471 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 36471 in Monroe County, Alabama comes in at 21, a low composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (74/100). On the structural side it scores 46/100, with 6/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (73/100), structural risk (46/100), institutional ownership (40/100). On the quiet end sit mortgage stress (21/100).

The expansion-phase market in 36471 posted values that rose 5.0% over the year, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 30/100. The ZIP holds roughly 454 housing units. Vacancy runs 46.3%, above the national norm and a classic distress-and-opportunity signal. Around 0% of renters are cost-burdened. Home values center near $74,200, an affordability ratio of 1.5× — accessible. Educational attainment sits at 7% bachelor's-or-above. Median household income is $40,063, below the U.S. median near $78,000. 665 residents call 36471 home, typically aged 57. Roughly 39.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Owners hold 63% of homes, renters 37%.

On the whole, 36471 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 36471 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 36471 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 36471 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 21/100 figure for 36471 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 36471 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.