ZIP 36471 Property Distress & Foreclosure Data

ZIP code 36471 in Monroe County, Alabama carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (83/100)). The latent-versus-live split is 35/100 structural and 6/100 already moving. What sets it apart are the readings on institutional ownership (45/100), structural risk (35/100), construction/permit lag (22/100). On the quiet end sit construction/permit lag (22/100) and mortgage stress (21/100).

The peak-phase market in 36471 posted values that rose 4.2% over the year (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 36471 scores 30/100. The ZIP holds roughly 454 housing units. The vacancy rate is 46.3% — elevated. Around 0% of renters are cost-burdened. A median home runs $74,200 here, or 1.5 times local income. About 7% have a four-year degree. Households earn a median $40,063 — below the roughly $78,000 national figure. Population is roughly 665 with a median age of 57. Roughly 39.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 63% owner-occupied to 37% rented.

On the whole, 36471 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.